12 Months Contract Credit Processing Executive #BJJ

RECRUIT EXPRESS PTE LTD; Singapore; On-site; SGD 33,000 - 45,000; Full time

Job summary

RECRUIT EXPRESS PTE LTD invites applications for a 12 Months Contract Credit Processing Executive role with a leading bank in Singapore.

You will handle end-to-end processing of credit card and unsecured credit applications, ensure compliance with policies and regulatory requirements, and support process improvements.

Candidates typically have 1–3 years in credit processing and proficiency in Excel; diploma or degree in Banking/Finance is preferred.

Qualifications

• Diploma or Degree in Banking, Finance, or related field.
• 1 to 3 years of relevant experience in credit processing, credit operations, loan processing, cards operations, or banking operations.
• Experience in credit card or unsecured lending processes is a plus.
• Strong understanding of credit assessment principles, internal policies, and regulatory requirements.
• Proficient in Microsoft Excel.

Responsibilities

• Process credit card and unsecured credit facility applications accurately and efficiently.
• Evaluate and assess applicants' creditworthiness based on financial information, credit profiles, and supporting documentation.
• Review applications and make appropriate recommendations for approval in accordance with established credit guidelines.
• Ensure all credit assessments and processing activities comply with internal policies, procedures, and regulatory requirements.
• Identify and elevate potentially fraudulent, suspicious, or falsified documents and applications.
• Liaise with relevant internal departments and business units to clarify information and facilitate timely application processing.
• Perform document sorting, data entry, scanning, application tracking, processing, and reporting activities.
• Maintain accurate records and ensure all application documentation is complete and properly maintained.
• Monitor application status and follow up on outstanding information or documentation to ensure timely processing.
• Assist with process automation and system enhancement projects to improve operational efficiency.
• Perform other ad-hoc duties and projects as assigned.

Skills

Credit processing

Regulatory compliance

Analytical thinking

Communication skills

Team collaboration

Education

Diploma or Degree in Banking, Finance, Business, or a related discipline

Tools

Microsoft Excel

Job description

12 Months Contract Credit Processing Executive #BJJ

Our client is a reputable local bank seeking a Credit Processing Executives to join its Cards & Unsecured Credit team. The successful candidates will support the end-to-end processing and assessment of credit card and unsecured credit applications while ensuring compliance with internal policies and regulatory requirements.

Job Responsibilities

• Process credit card and unsecured credit facility applications accurately and efficiently.
• Evaluate and assess applicants' creditworthiness based on financial information, credit profiles, and supporting documentation.
• Review applications and make appropriate recommendations for approval in accordance with established credit guidelines.
• Ensure all credit assessments and processing activities comply with the bank's internal policies, procedures, and regulatory requirements.
• Identify and elevate potentially fraudulent, suspicious, or falsified documents and applications.
• Liaise with relevant internal departments and business units to clarify information and facilitate timely application processing.
• Perform document sorting, data entry, scanning, application tracking, processing, and reporting activities.
• Maintain accurate records and ensure all application documentation is complete and properly maintained.
• Monitor application status and follow up on outstanding information or documentation to ensure timely processing.
• Assist with process automation and system enhancement projects to improve operational efficiency.
• Perform other ad-hoc duties and projects as assigned.

Job Requirements

• Diploma or Degree in Banking, Finance, Business, or a related discipline.
• 1 to 3 years of relevant experience in credit processing, credit operations, loan processing, cards operations, or banking operations.
• Experience in credit card or unsecured lending processes will be an advantage.
• Good understanding of credit assessment principles, internal policies, and regulatory requirements.
• Strong attention to detail with good analytical and problem-solving skills.
• Able to identify discrepancies and potential fraudulent documentation.
• Good organisational and time management skills, with the ability to handle high volumes of applications within stipulated timelines.
• Proficient in Microsoft Office applications, particularly Excel.
• Good communication skills and ability to work effectively with various internal stakeholders.

Contract: 12 Months Contract

Department: Cards & Unsecured Credit

Salary: S$3,000 - S$4,000 per month