Credit Officer/Specialist

HYPERSCAL SOLUTIONS PTE. LTD.; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

YTL PowerSeraya Pte. Limited is seeking a professional to manage arrears and ensure policy compliance within its finance/credit teams in Singapore. You will liaise with customers and internal stakeholders, monitor credit positions and contribute to cash flow improvements.

The role emphasizes digitalisation using MS Excel, Power BI, Power Automate and RPA to streamline workflows and enable data-driven decisions, while supporting new products and BAU enhancements for finance processes.

Qualifications

• Diploma/Degree in Business, Accounting, Finance, or related discipline.
• Well-organised, analytical and systematic thought process.
• Strong communication and negotiation skills.
• Comfortable with data management and automation tools, including advanced MS Excel, Power BI, Power Automate, RPA, etc
• Able to work both independently and in project teams.
• Working experience of Customer Relationship Management (CRM) systems
• Keen and agile learner who is able to apply new knowledge to improve work output efficiency and quality
• Strong interpersonal skills - able to effectively develop and maintain healthy working relationships with various stakeholders of the business unit eco system

Responsibilities

• Liaise with customers and internal stakeholders on collection matters and payment setup.
• Analyse arrears data and monitor security deposits; identify policy exceptions.
• Provide aging reports and support bad debt provisioning.
• Understand process and system flows to identify gaps and opportunities to support growth towards more efficient workflows and data flows.
• Document and update business process maps and training materials for knowledge transfer.
• Support system enhancements and automation projects, including user requirements and user acceptance tests.
• Support the delivery and implementation of new products and BAU enhancements requested by the business (for finance/credit work flows)

Skills

MS Excel

Power BI

Power Automate

RPA

CRM systems

Data analysis

Education

Diploma/Degree in Business, Accounting, Finance, or related discipline

Tools

CRM systems

Job description

COMPANY DESCRIPTION

YTL PowerSeraya Pte. Limited, a wholly owned subsidiary of YTL Power International Berhad, is in the business of producing, wholesaling, trading and retailing of energy; with a primary focus on electricity. As an established player in Singapore's energy sector, it supplies the country's energy needs through its multi-utilities platform. With a licensed generation capacity of 3,100 MW*, it is one of Singapore's largest electricity generators.

The YTL PowerSeraya Group has three subsidiaries: the retail arm under the Geneco brand provides electricity price plans and energy solutions to homes and businesses, PetroSeraya is the fuel management arm of the Group, and Taser Power which operates Taser Power Plant.

Besides being a Plaque of Commendation (GOLD) awardee at the National Trade Union Congress's May Day Awards 2023, YTL PowerSeraya has adopted four Tripartite Standards under the Tripartite Alliance for Fair and Progressive Employment Practices, and has committed to be a fair and progressive employer. To find out more about the organisation, please visit ytlpowerseraya.com.

*As at 4 February 2026, our registered generating capacity with EMA is 2,487 MW.

RESPONSIBILITIES

Arrears Management and Policy Compliance

Part of a team responsible for arrears management and collateral management in accordance to Credit policies and procedures, monitoring and reporting credit positions to mitigate financial exposure, reduce bad debts and improve cash flow.

• Include, but not limited to, liaising with customers and various internal stakeholders on collection matters, recurring payment set-up, dispute handling, analysing and reporting arrears data, monitoring security deposit positions, identifying policy exceptions, handling high risk accounts, and managing provision for bad debts.
• Ensure aging positions and bad debts are kept within acceptable levels.
• Prepare aging reports and analysis (e.g. customer financial health assessment) that supports management oversight and decision-making.

Digitalisation and Transformation

Drive operational excellence through process streamlining and digitalisation:

• Understand process and system flows, identify gaps and opportunities to support growth towards more efficient and intuitive work flows and data flows, with time efficiency gains as one of the targeted outcomes
• Document and update business process maps and training materials for knowledge transfer
• Support system enhancement and automation projects, which may include developing user requirements and participating in user acceptance tests
• Support the delivery and implementation of new products and BAU enhancements requested by the business (for finance/credit work flows)

QUALIFICATIONS

• Diploma/Degree in Business, Accounting, Finance, or related discipline
• Well-organised, analytical and systematic thought process
• Strong communication and negotiation skills
• Comfortable with data management and automation tools, including advanced MS Excel, Power BI, Power Automate, RPA, etc
• Able to work both independently and in project teams
• Working experience of Customer Relationship Management (CRM) systems
• Keen and agile learner who is able to apply new knowledge to improve work output efficiency and quality
• Strong interpersonal skills - able to effectively develop and maintain healthy working relationships with various stakeholders of the business unit eco system

Please note that your application will be sent to and reviewed by the direct employer - YTL PowerSeraya Pte. Limited