Credit Analyst

PETRON SINGAPORE TRADING PTE. LTD.; Singapore; On-site; SGD 75,000 - 110,000; Full time

Job summary

PETRON SINGAPORE TRADING PTE. LTD. is seeking a Credit Analyst to assess counterparties and support credit decisions in a fast-paced energy trading environment.

You will analyze financial statements, develop profiles, and build models to monitor credit exposure, while communicating findings to internal teams and management. The role emphasizes proactive risk mitigation and adherence to risk tolerance, with opportunities to influence credit strategies across oil, gas, and commodity trading

Qualifications

• Degree in Finance, Accounting, Business, Economics, or related field.
• 3-5 years of experience in credit analysis, preferably within the oil and gas, commodities, or financial services sectors.
• Strong understanding of financial statements, credit risk analysis, and financial modeling techniques.
• Knowledge of trade finance and hedging structures within the commodity trading industry is an advantage.
• Excellent communication and interpersonal skills, with the ability to interact effectively with internal teams and external stakeholders.
• A proactive and results-driven mindset with the ability to solve complex problems and make informed decisions.

Responsibilities

• Analyze financial statements of counterparties for creditworthiness.
• Prepare detailed counterparty profiles.
• Provide recommendations for credit decisions.
• Monitor credit exposure and detect early warning signs.
• Prepare reports and presentations for management.
• Develop spreadsheets and models to support credit analyses.
• Assist in risk mitigation strategies within risk tolerance.

Skills

Credit analysis

Financial modeling

Risk assessment

Communication skills

Interpersonal skills

Decision making

Education

Degree in Finance, Accounting, Business, Economics, or related field

Job description

KEY RESPONSIBILITIES:

• Conduct through analysis of financial statements of new and existing counterparties for creditworthiness evaluation.
• Prepare detailed profile reports covering company background, operations, financial status, performance, and market reputation.
• Provide recommendation based on the analysis for credit decision-making.
• Continuously monitor credit exposure and identify early warning signs of potential defaults or breaches.
• Prepare regular reports and presentations for management, highlighting key risks, trends, and actions required.
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
• Assist in the development and implementation of risk mitigation strategies to address identified risks, ensuring that the company operates within its established risk tolerance.

QUALIFICATIONS:

• Degree in Finance, Accounting, Business, Economics, or related field.
• 3-5 years of experience in credit analysis, preferably within the oil and gas, commodities, or financial services sectors.
• Strong understanding of financial statements, credit risk analysis, and financial modeling techniques.
• Knowledge of trade finance and hedging structures within the commodity trading industry is an advantage.
• Excellent communication and interpersonal skills, with the ability to interact effectively with internal teams and external stakeholders.
• A proactive and results-driven mindset with the ability to solve complex problems and make informed decisions.