Credit Analyst

Gunvor Group; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

Gunvor Group in Singapore is seeking a Credit Analyst to join the regional Credit team. Based in Singapore, you will analyze and report on external and internal credit information to support business decisions.

You will work with legal, compliance, middle office, and front office teams across Singapore and Gunvor's global offices, handling credit assessments, advice, and negotiations of credit agreements. Ideal candidates have 5+ years in credit analysis, experience in energy commodities

Qualifications

• 5+ years of relevant Credit Analyst experience.
• Experience in Energy Commodities Trading (power and gas).
• Experience with ISDA, CSA or MSPA master agreements used in commodities trading.
• Strong Excel, Access and database skills.

Responsibilities

• Proactively monitor and manage a portfolio of mainly Asian counterparties with regards to credit exposures and changes in credit quality.
• Day-to-day trade approvals under existing limits and a local delegated authority.
• Ensure compliance with Gunvor Credit Policies and Procedures.
• Financial analysis of counterparties and preparation of credit reviews for Credit Committee.
• Evaluate and help structure complex multi-commodity and/ or long-term transactions.
• Support negotiations and administration of credit agreements and other master trading agreements.
• Maintain relationships with Clients, Counterparts, Financial Institutions and other stakeholders.
• Ad hoc duties as assigned by the manager.

Skills

Strong communication skills

Analytical skills

English proficiency

Education

Bachelor's degree in Finance/Economics/Business Administration

Tools

Excel

Access

Job description

Job Title

Credit Analyst

Contract Type

Permanent

Time Type

Full time

Job Description

The Credit Analyst, based in Singapore, serves as the local representative of the Credit team and reports to the Regional Head of Credit APAC. Working closely with the legal, compliance, middle office, and front office teams across Singapore and Gunvor's global offices, the role is responsible for analyzing and reporting both external and internal credit information. Through qualitative and quantitative analysis, the Credit Analyst provides credit assessments, advice, and recommendations to support business decision-making. The role also supports the negotiation of credit-related matters and legal documentation with external counterparties.

Main Responsibilities

• Proactively monitor and manage a portfolio of mainly Asian counterparties with regards to credit exposures, potential future exposures and changes in credit quality.
• Day-to-day trade approvals under existing limits and a local delegated authority.
• Ensure compliance with Gunvor Credit Policies and Procedures.
• Financial analysis of counterparties and preparation of credit reviews for Credit Committee
• Evaluate and help structuring complex multi-commodity and/ or long-term transactions.
• Support negotiations and administration of credit agreements and other master trading agreements.
• Maintain relationships with Clients, Counterparts, Financial Institutions and other stakeholders.
• Ad hoc duties as assigned by the manager.

Education

• Ideally, Bachelor’s degree with a major in Finance, Economics or Business Administration

Experience

• A total of 5+ years relevant experience as Credit Analyst
• Previous experience in the Energy Commodities Trading market, particularly power and gas
• Experience with Master Agreements such as ISDA, CSA or MSPA that are used in the Commodities Trading market.
• Strong Excel, Access and database skills.
• Ideally Corporate Banking credit experience
• Strong written and verbal communication skills in English are required. Proficiency in Mandarin would be beneficial to support business communications with Mandarin-speaking stakeholders. Other language skills are an asset.

Other Attributes

• Strong verbal and written communicator
• Excellent analytical (including evaluation of financial statements), organizational and communication skills
• Demonstrate and inspire integrity and professionalism
• Can do attitude / driven, self-motivated and goal orientated
• Good Problem-solving attitude and ability to think critically to manage challenges in complex situations
• Team player; able to build relationships across the group
• Willingness to travel for counterparty and project visits

Our people make all the difference in our success.