Credit Advisory Specialist

HSBC; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

HSBC Singapore is seeking a Credit Advisory Specialist to deliver tailored credit solutions for UHNW clients and to structure complex loans across real estate, trophy assets, and illiquid financing. You will work with relationship managers and the credit risk team to draft credit proposals and secure approvals.

You will also collaborate with the Legal team on loan negotiation and documentation, manage multiple transactions and deadlines, and monitor post-closing activity, contributing to a

Qualifications

• Proven ability to develop high quality lending opportunities for UHNW clients.
• Experience structuring complex solutions for private banking clients.
• Strong collaboration with credit risk to secure approvals.
• Formal credit training is preferred but not mandatory.

Responsibilities

• Work with relationship managers to offer tailored credit solutions for the complex and large credit needs of UHNW clients.
• Structure complex loans in concentrated share financing, real estate, trophy assets and illiquid financing.
• Write credit proposals and work with credit risk to obtain credit approvals for transactions.
• Collaborate with Legal team on loan negotiation and documentation.
• Manage multiple transactions, stakeholders and tight deadlines.
• Monitor transactions post-closing.

Skills

Sales skills

Credit analytics

Interpersonal skills

Communication skills

Portfolio management

Risk management

Education

Formal credit training

Job description

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of openingup a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Private Banking and Insurance.

We are currently seeking a high calibre professional to join our team as an Credit Advisory Specialist.

• Work together with relationship managers to offer tailored credit solutions for the complex and large credit needs of UHNWs
• Structuring complex loans in concentrated share financing, real estate, trophy assets and illiquid financing.
• Write credit proposals and work together with credit risk to obtain credit approvals for transactions
• Work together with Legal team on loan negotiation and documentation
• Manage multiple transactions, stakeholders and tight deadlines
• Monitor transactions post-closing

Qualifications

Requirements

• Have proven sales skills, understands what drives new business, and how to interact with clients and prospective clients to develop high quality lending opportunities and relationships.
• The following skills are required at the highest levels of excellence: credit analytics, interpersonal and communication skills, portfolio management and risk management
• Completion of formal credit training strongly preferred
• High quality collaboration skills in a team-oriented environment
• Track record of structuring highly complex solutions for private banking clients

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited