Key responsibilities and roles associated with this position:
1. Customer Service & Enquiry Management
- Manage customer enquiries relating to life and health insurance products via phone, email, and digital channels.
- Provide accurate and timely information on policy coverage, claims, benefits, and service processes.
- Handle escalated customer enquiries through the integrated customer relationship management system.
- Ensure all customer interactions are documented accurately and in accordance with company policies and regulatory requirements.
2. Complaint Resolution & Case Management
- Investigate and manage customer feedback, complaints, and appeals professionally and objectively.
- Coordinate with internal stakeholders to facilitate prompt and effective resolution of customer issues.
- Keep customers informed through regular updates and proactive communication until case closure.
- Identify recurring issues and recommend solutions to improve service delivery.
3. Operational Excellence
- Maintain service quality and productivity standards in line with departmental objectives and service level commitments.
- Prepare operational reports, track service metrics, and support data collection activities.
- Work closely with colleagues and cross-functional teams to deliver a seamless customer experience.
- Share knowledge, support team initiatives, and contribute to a collaborative work environment.
- Participate in departmental projects, process improvement initiatives, and ad-hoc assignments as required.
4. Product / Service Knowledge
- Proactively, develop strong understanding of the products and services offered by Income to provide accurate information to customers
- Ensure to stay updated about product updates, process changes and new promotions.
5. Performance Management
- Managing time efficiently to meet key performance indicators and service level agreements (SLAs) and ensure timely responses to customer inquiries.
- Contribute ideas and recommendations to streamline processes and enhance customer experience.
6. Strong Communication Skills
- Must be able to communicate clearly and effectively, both verbally and in writing, to ensure customers understand the information provided.
7. Multi-tasking
- Need to handle multiple task simultaneously, such as navigating systems, updating customer records, create ticket for escalation and address customer enquiries
8. Compliance
- Adhere to company policies and procedures as well as legal and regulatory requirements during customer interactions.
9. Team Collaboration
- Collaborate with peers and other team members to review and improve on work process and resolve challenging issues.
JOB SPECIFICATION AND COMPETENCIES
Diploma/Degree holder
EXPERIENCE
- Minimum 1 year of customer service experience, preferably within the insurance, financial services, or contact centre environment.
- Experience handling customer complaints, appeals, or case management would be advantageous
COMPUTER PROFICIENCY
- Microsoft Office
- Strong in Excel and Powerpoint
- Multi-media (audio, video, web-based systems)
PROFESSIONAL / TRADE QUALIFICATION (Advantageous)
- Insurance Certifications – BCP/PGI/HI/M9