Compliance Manager Payments / Digital Assets

recruit123 pte. ltd.; Singapore; On-site; SGD 95,000 - 123,000; Full time

Benefits offered by this job

Competitive salary

Career progression

Regulated fintech exposure

Senior leadership visibility

Job summary

RECRUIT123 PTE. LTD. in Singapore is seeking a Compliance Manager to lead and strengthen its AML/CFT and financial crime compliance framework within payments and digital assets.

The role requires 5–8 years of relevant experience, deep MAS regulatory knowledge, and the ability to engage regulators and banking partners while driving a robust compliance culture.

Qualifications

• Bachelor's degree in Law, Finance, Business, Accounting, Economics, or related discipline.
• 5–8 years of AML/financial crime/regulatory compliance experience in payments, fintech, or digital asset environments.
• Proven experience owning and managing a compliance programme.
• Strong understanding of Singapore's regulatory environment and AML/CFT obligations.
• Practical knowledge of MAS Notice 626, MAS Notice 701, Payment Services Act requirements, and PSN02 Guidelines.
• Experience managing transaction monitoring, investigations, sanctions screening, and STRs.
• Prior exposure to MAS inspections, audits, regulatory reviews, or supervisory engagements.
• Strong stakeholder management with regulators, banking partners, and senior management.
• Excellent analytical, communication, and report-writing abilities.

Responsibilities

• Lead and maintain the firm's AML, CFT, and financial crime compliance programme.
• Oversee transaction monitoring, sanctions screening, alert reviews, case investigations, and escalation processes.
• Review and prepare STRs and regulatory filings where required.
• Ensure compliance with MAS regulations, notices, guidelines, and licensing requirements.
• Support regulatory reporting obligations and ongoing compliance monitoring activities.
• Act as primary point of contact for MAS regulatory queries, inspections, and supervisory engagements.
• Maintain relationships with partner banks, payment partners, auditors, and external compliance stakeholders.
• Conduct enterprise-wide compliance risk assessments and recommend controls.
• Develop, review, and enhance compliance policies, procedures, and governance frameworks.
• Lead compliance monitoring programmes, internal reviews, and remediation initiatives.
• Support audits, regulatory inspections, and independent compliance assessments.
• Manage, mentor, and develop compliance analysts and team members where applicable.
• Deliver compliance training and provide regulatory guidance to business stakeholders.

Skills

AML/CFT

Regulatory compliance

Risk management

Stakeholder management

Analytical skills

Report writing

Education

Bachelor's degree (Law/Finance/Business/Economics)

Tools

MAS Notice 626

MAS Notice 701

Payment Services Act

PSN02 Guidelines

Job description

Compliance Manager – Payments / Digital Assets

Salary: S$8,500 - S$11,000 per month
Location: Singapore

About the Role

Our clients are licensed payment institutions, fintech companies, and digital asset platforms seeking experienced Compliance Managers to lead and strengthen their Financial Crime Compliance and AML/CFT frameworks.

This is a leadership role responsible for overseeing the end-to-end compliance programme, ensuring adherence to MAS regulations, managing regulatory engagements, and protecting the business against financial crime risks. The successful candidate will act as a key liaison with regulators, banking partners, auditors, and internal stakeholders while driving a robust culture of compliance across the organization.

Key Responsibilities

• Lead and maintain the firm's Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and financial crime compliance programme.
• Oversee transaction monitoring, sanctions screening, alert reviews, case investigations, and escalation processes.
• Review and prepare Suspicious Transaction Reports (STRs) and regulatory filings where required.
• Ensure compliance with applicable MAS regulations, notices, guidelines, and licensing requirements.
• Support regulatory reporting obligations and ongoing compliance monitoring activities.
• Act as the primary point of contact for MAS regulatory queries, inspections, thematic reviews, and supervisory engagements.
• Maintain relationships with partner banks, payment partners, auditors, and external compliance stakeholders.
• Conduct enterprise-wide compliance risk assessments and recommend appropriate controls.
• Develop, review, and enhance compliance policies, procedures, and governance frameworks.
• Lead compliance monitoring programmes, internal reviews, and remediation initiatives.
• Support internal and external audits, regulatory inspections, and independent compliance assessments.
• Manage, mentor, and develop compliance analysts and team members where applicable.
• Deliver compliance training and provide regulatory guidance to business stakeholders.

Requirements

• Bachelor's Degree in Law, Finance, Business, Accounting, Economics, or a related discipline.
• 5-8 years of experience in AML, financial crime compliance, regulatory compliance, or risk management within payments, banking, fintech, or digital asset environments.
• Proven experience owning and managing a compliance programme rather than solely supporting one.
• Strong understanding of Singapore's regulatory environment and AML/CFT obligations.
• Practical working knowledge of MAS Notice 626, MAS Notice 701, Payment Services Act requirements, and PSN02 Guidelines.
• Experience managing transaction monitoring, investigations, sanctions screening, and suspicious transaction reporting.
• Prior exposure to MAS inspections, audits, regulatory reviews, or supervisory engagements.
• Strong stakeholder management skills with experience engaging regulators, banking partners, and senior management.
• Excellent analytical, communication, and report-writing abilities.

Preferred Experience

• Licensed Payment Institutions (MPI/SPI)
• Digital Payment Token (DPT) Service Providers
• Fintech Companies
• Banking & Financial Institutions
• Digital Asset Exchanges
• Cross-Border Payments
• Stored Value Facilities
• E-Money and Payment Services

What Success Looks Like

You are able to independently oversee a regulated compliance programme, engage confidently with regulators and banking partners, identify emerging financial crime risks, and implement practical controls that support both business growth and regulatory expectations.

Benefits

• Opportunity to work within regulated fintech, payments, and digital asset sectors.
• High visibility with senior leadership and regulators.
• Exposure to evolving regulatory frameworks and financial crime risk management.
• Competitive salary and performance-based compensation.
• Career progression into Senior Compliance Manager, Deputy MLRO, MLRO, or Head of Compliance positions.