CFS AML Risk Management (CDD) Cluster Team Lead

OCBC Group; Singapore; On-site; SGD 180,000 - 250,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits package

Industry-leading learning & dev.

Wellbeing initiatives

Job summary

OCBC Group in Singapore seeks a senior AML/CFT Leader to guide the Global Consumer Financial Services AML team and mentor CDD professionals. You will shape investigation strategies, ensure robust CDD reviews, and drive data-driven improvements in regulatory compliance.

The role requires 7–10 years of AML experience, deep KYC/CDD knowledge, and a track record of leading high-performing teams in a multi-jurisdictional environment.

Qualifications

• 7–10 years AML/CFT and financial crime investigation experience with KYC/CDD across multiple jurisdictions.
• Experience leading AML teams, driving operational excellence, and handling complex investigations.
• Strong risk assessment, problem-solving, and ability to use AI/automation to improve processes.

Responsibilities

• Lead and mentor a team of CDD leads and analysts across AML/CFT operations.
• Oversee complex CDD reviews, SOW assessments, transaction reviews, and alerts.
• Drive robust controls, policies, and leverage AI/automation to improve efficiency.

Skills

AML/CFT

KYC/CDD

Regulatory knowledge

Leadership

Data analytics

Communication

Tools

AI tools

Automation

Advanced analytics

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

CFS AML Risk Management (CDD) Cluster Team Lead

Why Join Join our dynamic Global Consumer Financial Services AML team and make a meaningful impact in the fight against financial crime. You will have the opportunity to work with advanced digital tools, AI-driven analytics, and innovative risk detection frameworks. Our collaborative environment fosters continuous learning, professional growth, and the chance to contribute to AML strategies across the organization. Be part of a forward-thinking organisation that values your expertise, supports your development, and empowers you to drive positive change in financial security.

How you succeed

Success in this role comes from a proactive mindset, strong analytical capabilities, and effective collaboration across teams. You will thrive by leveraging data-driven insights to enhance investigation processes and by providing clear, actionable guidance to your team. Building strong relationships with stakeholders and maintaining up-to-date knowledge of AML regulations will enable you to deliver high-quality results. Demonstrating leadership, attention to detail, and adaptability will position you as a key contributor to the team’s success and your own career advancement.

What you do

Serve as the AML/CFT subject matter expert for Consumer Retail Banking, providing strategic guidance on financial crime risks, regulatory developments, and industry best practices. Lead, mentor, and manage a team of CDD team leads and analysts, ensuring high performance, professional development, and effective execution of AML/CFT operations. Oversee and provide guidance on complex CDD reviews and escalations, including source-of-wealth (SOW) assessments, transaction reviews, name screening alerts, customer risk assessments, and financial crime risk mitigation. Ensure robust AML/CFT controls, policies, and procedures are implemented and adhered to, maintaining compliance with regulatory requirements and internal standards. Drive enhancements to CDD frameworks, investigation methodologies, and alert assessment processes, leveraging AI, automation, and advanced analytics to improve efficiency and effectiveness. Partner with business units, senior management, regulators, auditors, and external stakeholders, providing advisory support, strategic recommendations, and actionable reporting to support informed decision‑making and risk management.

Who We Are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Equal opportunity.
• Fair employment.
• Selection based on ability and fit with our culture and values.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Who you are

Minimum 7-10 years of AML/CFT and financial crime investigation experience with strong knowledge of KYC/CDD, consumer banking products, and regulatory requirements across multiple jurisdictions. Demonstrated success in leading and developing high-performing AML teams, driving operational excellence, managing complex investigations, and supporting strategic and day-to-day AML risk management functions. Highly skilled in risk assessment, problem-solving, and managing complex regulatory issues, with experience leveraging AI, automation, and advanced analytics to improve efficiency and effectiveness. Strong interpersonal, written, and verbal communication skills, with the ability to influence and collaborate effectively with senior management, regulators, auditors, business stakeholders, and cross-functional teams in a dynamic environment.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best‑in‑class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.