CFS AML Risk Management (CDD) Cluster Team Lead

OCBC (Singapore); Singapore; On-site; SGD 180,000 - 260,000; Full time

Job summary

OCBC Bank Singapore is seeking a seasoned AML/CFT Leader to head the CDD cluster within the Global Consumer Financial Services AML team. You will guide investigations, develop risk-based controls, and drive enhancements using AI and analytics while mentoring a high-performing CDD team.

You will collaborate with senior management, regulators, and auditors to ensure global AML standards are met and strategic AML initiatives are implemented effectively across the organisation.

Qualifications

• 7–10 years of AML/CFT and financial crime investigation experience across jurisdictions.
• Proven track record in leading AML teams and driving operational excellence.
• Strong focus on risk assessment, regulatory issues, and use of AI/automation to improve processes.

Responsibilities

• Serve as the AML/CFT subject matter expert for Consumer Retail Banking and provide strategic guidance on financial crime risks.
• Lead, mentor, and manage a team of CDD leads and analysts to ensure high performance.
• Oversee complex CDD reviews, SOW assessments, transaction reviews, and alert handling with robust risk controls.

Skills

AML/CFT

Leadership

Risk assessment

Communication

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

CFS AML Risk Management (CDD) Cluster Team Lead

Why Join

Join our dynamic Global Consumer Financial Services AML team and make a meaningful impact in the fight against financial crime. You will have the opportunity to work with advanced digital tools, AI-driven analytics, and innovative risk detection frameworks. Our collaborative environment fosters continuous learning, professional growth, and the chance to contribute to AML strategies across the organization. Be part of a forward-thinking organisation that values your expertise, supports your development, and empowers you to drive positive change in financial security.

How you succeed

Success in this role comes from a proactive mindset, strong analytical capabilities, and effective collaboration across teams. You will thrive by leveraging data-driven insights to enhance investigation processes and by providing clear, actionable guidance to your team. Building strong relationships with stakeholders and maintaining up-to-date knowledge of AML regulations will enable you to deliver high-quality results. Demonstrating leadership, attention to detail, and adaptability will position you as a key contributor to the team’s success and your own career advancement.

What you do

• Serve as the AML/CFT subject matter expert for Consumer Retail Banking, providing strategic guidance on financial crime risks, regulatory developments, and industry best practices.
• Lead, mentor, and manage a team of CDD team leads and analysts, ensuring high performance, professional development, and effective execution of AML/CFT operations.
• Oversee and provide guidance on complex CDD reviews and escalations, including source-of-wealth (SOW) assessments, transaction reviews, name screening alerts, customer risk assessments, and financial crime risk mitigation.
• Ensure robust AML/CFT controls, policies, and procedures are implemented and adhered to, maintaining compliance with regulatory requirements and internal standards.
• Drive enhancements to CDD frameworks, investigation methodologies, and alert assessment processes, leveraging AI, automation, and advanced analytics to improve efficiency and effectiveness.
• Partner with business units, senior management, regulators, auditors, and external stakeholders, providing advisory support, strategic recommendations, and actionable reporting to support informed decision-making and risk management.

Who We Are

As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Who you are

• Minimum 7-10 years of AML/CFT and financial crime investigation experience with strong knowledge of KYC/CDD, consumer banking products, and regulatory requirements across multiple jurisdictions.
• Demonstrated success in leading and developing high-performing AML teams, driving operational excellence, managing complex investigations, and supporting strategic and day-to-day AML risk management functions.
• Highly skilled in risk assessment, problem-solving, and managing complex regulatory issues, with experience leveraging AI, automation, and advanced analytics to improve efficiency and effectiveness.
• Strong interpersonal, written, and verbal communication skills, with the ability to influence and collaborate effectively with senior management, regulators, auditors, business stakeholders, and cross-functional teams in a dynamic environment.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.