Bank Operations Officer - Credit Administration & Control

D L Resources Pte Ltd; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

Local Bank Based In Singapore seeks a seasoned Credit Administration specialist to review facility agreements and related documentation, ensuring full alignment with approved credit decisions.

You will input covenants into the loan system with precision, onboard ESG financing, and monitor collateral via MTM checks.

Qualifications

• Diploma or Bachelor’s degree in Finance, Banking, Business Administration, or related discipline.
• Experience in Credit Administration, Loan Operations, or Credit Control within a corporate or commercial bank.
• Deep understanding of wholesale banking products, corporate loan structures, and security/collateral documentation.
• Familiarity with sustainability financing frameworks and specialized green lending covenants.
• Strong ability to interpret complex legal credit agreements and financial data for system translation.

Responsibilities

• Evaluate structural terms in Facility Agreements and Letters of Offer to align with approved credit decisions.
• Input and configure critical credit covenants into the bank’s loan system with zero margin for error.
• Onboard and track sustainability-linked financing and green loans.
• Conduct routine compliance audits across financial metrics, time-stamped deadlines, and security-based covenants.
• Perform regular MTM valuations on collateral to track portfolio exposure.
• Trigger and execute system changes for limit adjustments based on collateral price fluctuations and margin requirements.
• Escalate covenant breaches, documentation discrepancies, and collateral shortfalls to Credit Risk and Relationship Managers.

Skills

Credit Documentation

System Integrity

ESG Literacy

Covenant Compliance

Collateral Valuation

Risk Mitigation

Financial Analysis

Education

Finance/Banking Degree

Business Administration

Tools

Bloomberg Terminal

Reuters

Loan Origination Systems

Job description

Client: Local Bank Based In Singapore

Job Duties & Responsibilities

• Credit Documentation Review:Evaluate structural terms inFacility AgreementsandLetters of Offerto ensure full alignment with approved credit decisions.
• System Integrity Management:Input and configure criticalcredit covenantsinto the bank’s loan organisation system with zero margin for error.
• ESG & Sustainability Monitoring:Onboard and track specialized documentation forsustainability-linked financingand green loans.
• Covenant Compliance Control:Conduct routine compliance audits acrossfinancial metrics,time-stamped deadlines, andsecurity-based covenants.
• Collateral Valuation:Perform regularmark-to-market (MTM)valuations on financial collateral (such as equities, bonds, or cash) to track portfolio exposure.
• Credit Limit Adjustments:Trigger and execute system changes forlimit adjustmentsbased on collateral price fluctuations and margin requirements.
• Risk Mitigation:Escalate covenant breaches, documentation discrepancies, and collateral shortfalls toCredit Riskand Relationship Managers.

Job Requirements & Qualifications

• Education:Diploma or Bachelor’s degree inFinance,Banking,Business Administration, or a related discipline.
• Experience:Proven track record inCredit Administration,Loan Operations, orCredit Controlwithin a corporate or commercial bank.
• Technical Knowledge:Deep understanding ofwholesale banking products, corporate loan structures, and security/collateral documentation.
• ESG Literacy:Familiarity withsustainability financing frameworksand specialized green lending covenants.
• Analytical Skills:Strong ability to interpret complexlegal credit agreementsand financial data for system translation.
• Systems Experience:Hands-on experience using institutionalloan origination systemsand market data terminals (e.g., Bloomberg, Reuters) for MTM checks.
• Attention to Detail:Meticulous accuracy in data entry and data verification to prevent operational and credit losses.