Bank Operations Officer - Credit Administration & Control

D L Resources Pte Ltd; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

D L Resources Pte Ltd in Singapore seeks a Credit Administration professional to review Facility Agreements and Letters of Offer, ensuring alignment with approved credit decisions and accurate system inputs. Responsibilities include ESG monitoring for green lending, MTM valuations on collateral, and triggering limit adjustments based on price fluctuations.

The ideal candidate holds a Diploma or Bachelor's in Finance/Banking/Business and has proven experience in Credit Administration or Loan

Qualifications

• Diploma or Bachelor's degree in Finance, Banking, Business Administration, or related discipline.
• Proven track record in Credit Administration, Loan Operations, or Credit Control within a bank.
• Deep understanding of wholesale banking products, corporate loan structures, and collateral documentation.
• Familiarity with sustainability financing frameworks and green lending covenants.
• Strong analytical skills to interpret complex legal credit agreements and financial data.
• Hands-on experience with loan origination systems and market data terminals (Bloomberg, Reuters) for MTM checks.
• Meticulous attention to detail to prevent operational and credit losses.

Responsibilities

• Credit Documentation Review: Evaluate and align Facility Agreements and Letters of Offer with approved credit decisions.
• System Integrity Management: Input and configure critical credit covenants into loan systems with high accuracy.
• ESG & Sustainability Monitoring: Onboard and track sustainability-linked financing and green loan documentation.
• Covenant Compliance Control: Conduct routine audits across financial metrics, deadlines, and covenants.
• Collateral Valuation: Perform MTM valuations on collateral to monitor portfolio exposure.
• Credit Limit Adjustments: Trigger system changes for limit adjustments based on collateral price and margin requirements.
• Risk Mitigation: Escalate breaches and documentation discrepancies to Credit Risk and Relationship Managers.

Skills

Credit Documentation Review

Facility Agreements

Letters of Offer

Covenant Compliance

MTM Valuations

Collateral Management

Risk Escalation

Education

Diploma or Bachelor's in Finance/Banking/Business

Related discipline

Tools

Bloomberg Terminal

Reuters

Job description

Client: Local Bank Based In Singapore

Job Duties & Responsibilities

• Credit Documentation Review:Evaluate structural terms inFacility AgreementsandLetters of Offerto ensure full alignment with approved credit decisions.
• System Integrity Management:Input and configure criticalcredit covenantsinto the bank’s loan organisation system with zero margin for error.
• ESG & Sustainability Monitoring:Onboard and track specialized documentation forsustainability-linked financingand green loans.
• Covenant Compliance Control:Conduct routine compliance audits acrossfinancial metrics,time-stamped deadlines, andsecurity-based covenants.
• Collateral Valuation:Perform regularmark-to-market (MTM)valuations on financial collateral (such as equities, bonds, or cash) to track portfolio exposure.
• Credit Limit Adjustments:Trigger and execute system changes forlimit adjustmentsbased on collateral price fluctuations and margin requirements.
• Risk Mitigation:Escalate covenant breaches, documentation discrepancies, and collateral shortfalls toCredit Riskand Relationship Managers.

Job Requirements & Qualifications

• Education:Diploma or Bachelor’s degree inFinance,Banking,Business Administration, or a related discipline.
• Experience:Proven track record inCredit Administration,Loan Operations, orCredit Controlwithin a corporate or commercial bank.
• Technical Knowledge:Deep understanding ofwholesale banking products, corporate loan structures, and security/collateral documentation.
• ESG Literacy:Familiarity withsustainability financing frameworksand specialized green lending covenants.
• Analytical Skills:Strong ability to interpret complexlegal credit agreementsand financial data for system translation.
• Systems Experience:Hands-on experience using institutionalloan origination systemsand market data terminals (e.g., Bloomberg, Reuters) for MTM checks.
• Attention to Detail:Meticulous accuracy in data entry and data verification to prevent operational and credit losses.