Assistant Relationship Manager - Corporate Banking

ctbc bank co., ltd.; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

ctbc bank co., ltd. in Singapore is seeking an early-career Corporate Banking Support professional to back up relationship managers. You will assist with onboarding, KYC, and AML processes, service daily client inquiries, and help evaluate new transactions while coordinating with credit teams.

Roadshows and client visits will be part of the role to develop the bank’s client base. You will also monitor accounts, conduct periodic reviews, and help ensure compliance with bank policies, while

Qualifications

• 1–3 years, corporate banking or related field.
• AML/KYC knowledge and experience.
• Credit and financial analysis skills.
• Strong presentation and communication skills.
• Mandarin and English proficiency.

Responsibilities

• Onboard clients and assist with KYC, CDD, and AML checks with onboarding and compliance teams.
• Handle day-to-day client servicing and respond to queries promptly.
• Support relationship managers in assessing new transactions and preparing credit proposals.
• Attend roadshows and client visits to generate new business.
• Monitor accounts, conduct periodic reviews, and manage covenants and waivers as needed.
• Perform regular credit reviews and maintain healthy loan portfolios.
• Visit customers with RM to update situations and regulatory checklists.

Skills

AML/KYC knowledge

Credit analysis

Presentation skills

Communication skills

Mandarin language

English language

Product knowledge

Job description

Job Purpose

Support role for the relationship managers, ideally on track to be a full-fledged corporate banking relationship manager in future.

Principal Accountabilities

1. Client onboarding and ongoing KYC: to work closely with customer, onboarding team and compliance team to ensure smooth onboarding / KYC / CDD / AML in time.
2. Client servicing: to ensure day-to-day customer queries are handled in a timely manner.
3. New business: to support the relationship managers in assessing the viability of the new transaction, in ensuring timely submission of account opening, credit proposals, deal presentation slides and manage the credit process and turnaround time. To attend roadshows and make customer visits with relationship managers
4. Ongoing account monitoring and customer relationship managing : Be able to :
   • ensure timely submission of periodically account reviews and loan reviews, conduct postlending monitoring of approved conditions/covenants. To raise waivers arising from deviations from bank policies and approved conditions/covenants.
   • develop and manage customer portfolios as well as conduct regular credit reviews to maintain healthy loan portfolios;
   • visit customers periodically with RM to update the latest situations of customers and develop new business;
   • implement transaction monitoring, ask customer provide transaction information or supporting documents.
5. Regulatory: to ensure regulatory checklists are completed and maintained in accordance with bank policies and requirements.
6. Any other duties that may be assigned from time to time by Head of SCBC Team.

Key Competencies

• Minimum years of experience : 1-3
• AML / KYC knowledge and experience
• Credit and financial analysis skills
• Presentation skills
• Product & Market knowledge
• Operational and administrative skills
• Communication & interpersonal skills
• Basic customers’ relationship management skills
• Analytical and problem-solving/decision-making skills
• A team player and can work independently
• Will deal with Mandarin-speaking stakeholders and documents. Proficiency in English and Mandarin is essential