Assistant / Manager, Credit Risk & Intelligence (AML/KYL)

605 Marina Bay Sands Pte Ltd; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

Marina Bay Sands seeks to hire a Senior Assistant Manager, Business Intelligence, to oversee the BI function within Casino Credit. You will research and report on patron due diligence, develop data analytics, and recommend enhancements to credit management processes.

You will conduct in-depth portfolio analyses, produce regular reports, and ensure robust Source of Wealth information while coordinating with Compliance and Legal as needed. Bilingual English/Mandarin communication is required.

Qualifications

• Bachelor's degree in accounting, finance, banking, economics, business analytics, data analytics, statistics or related discipline.
• Training in credit risk, due diligence, source of wealth assessment, AML like CAMS is advantageous.
• Minimum 3 years of experience in source of wealth research, AML/KYC, due diligence, credit risk or data analytics.
• Experience with wealth source evaluation, risk-based reporting, and data-visualisation platforms.

Responsibilities

• Focus on data analytics, patron wealth sourcing and credit risk mitigation.
• Conduct in-depth analysis of Credit portfolio based on customer segmentation to support strategic and operational decisions.
• Prepare weekly, monthly and ad-hoc reports for Credit Management related to production, productivity, efficiency, and Source of Wealth performance.
• Review Source of Wealth information to enable informed credit decisions and minimize risk.
• Review and maintain customer Source of Wealth Grading portfolio.
• Assist with inquiries from other departments and sister properties.

Skills

Source of Wealth research

AML/KYC

Credit risk

Data analytics

Data visualization

Due diligence

Education

Bachelor's degree in accounting, Finance, Banking, Economics, Business Analytics, Data Analytics, Statistics or a related discipline

Tools

Power BI

Microsoft Office

Job description

WE TAKE YOU ABOVE BEYOND Take your passion to the next level and work alongside other masters of their craft to build a fulfilling and rewarding career at Marina Bay Sands.

Job Summary

The primary function of the Assistant Manager, Business Intelligence, is to oversee the business intelligence function in Casino Credit consisting of researching and reporting on patron due diligence, development and timely reporting of data analytics and business intelligence, management of the relevant source of wealth reporting and recommendations to Credit Management on process and reporting enhancements that improve the credit granting function.

Job Responsibilities

• Focus on data analytics, patron wealth sourcing and credit risk mitigation.
• Conduct in-depth analysis of Credit portfolio based on various customer segmentation, supporting strategic and operational decision- making.
• Prepare weekly, monthly and ad-hoc reports for Credit Management related to production, Team Member productivity, efficiency, as well as customer Source of Wealth related performances.
• Conduct comprehensive reviews, evaluations and appraisals of credit customer Source of Wealth to ensure sufficient information is obtained to make informed credit decisions and minimize risk.
• Conduct in-depth analysis of the credit portfolio based on various customer segmentation, supporting strategic and operational decision- making.
• Review and maintain customer’s Source of Wealth Grading portfolio.
• Assist with Source of Wealth related inquiries from other departments and sister properties.
• Train and ensure Team Member’s high competency and proficiency level in performing Source of Wealth research.
• Identify new potential third party vendors and credible sources for enhancing the due diligence reporting.
• Manage and review third-party vendors due diligence reports.
• Manage and review all alert monitoring and subscribed news databases.
• Ensure efficient identification and reporting of suspicious information to the Compliance and Legal departments.
• Coordinate and undertake ad-hoc projects as requested by Credit Management.

Job Requirements

• Education & Certification: Bachelor’s degree in accounting, Finance, Banking, Economics, Business Analytics, Data Analytics, Statistics or a related discipline.
• Relevant training in credit risk, customer due diligence, enhanced due diligence, Source of Wealth assessment, data analytics or professional certification in anti-money laundering like CAMS is advantageous.
• Experience: Minimum 3 years of relevant experience in Source of Wealth research, AML/KYC, customer due diligence, enhanced due diligence, credit risk or data analytics.
• Practical experience analysing financial and non-financial information, assessing wealth sources, identifying adverse information or red flags, and preparing clear risk-based recommendations and management reports.
• Experience in credit portfolio analysis, customer segmentation, performance reporting and the use of data-visualisation or business-analytics platforms like PowerBI in addition to Microsoft Office is preferred.
• Experience reviewing third-party due diligence reports, managing screening or news-monitoring databases, and escalating suspicious information to Compliance or Legal is advantageous.

Other Prerequisites

• Able to communicate with guests effectively in Mandarin, with fluency in English as successful candidate will be required to liaise with Mandarin speaking guests.

Company Culture

Marina Bay Sands is committed to building a diverse, equitable and inclusive workforce, providing equal opportunities as we grow our talent base to match our growth ambitions in Singapore.

Our employees are committed to adhere to and abide by all rules, regulations, policies and procedures, including the rules of conduct and business ethics of the Company.

Marina Bay Sands is the leading business, leisure and entertainment destination in Asia.

The vision was to build an integrated development that is timeless, and a landmark that possesses a distinct identity which distinguishes Singapore from other cities.

Located along the Marina Bay waterfront, the integrated resort features more than 2,200 hotel rooms and suites across its three cascading hotel towers, and an extraordinary rooftop Sands SkyPark with an Infinity Pool.

It also boasts the best shopping mall in Asia, the largest nightclub in Singapore, world-class celebrity chef restaurants, a theatre and a Las Vegas-style casino.

Business visitors will also enjoy the extensive Meetings, Incentives, Conventions and Exhibitions (MICE) facilities featuring state-of-the-art technology, highly flexible exhibition halls, and a convention centre that can host over 45,000 delegates.

Completing the line-up of attractions is ArtScience Museum at Marina Bay Sands, which plays host to permanent and marquee exhibitions.