Underwriter

Benefact Group; Brighton; On-site; SEK 544,000 - 842,000; Full time

Benefits offered by this job

Hybrid working

Pension scheme (up to 12% employer)

Generous annual bonus: 6–24%

25 days annual leave + holidays

Private healthcare & wellbeing

Charity grant and volunteering

Study support for qualifications

Life assurance

Enhanced maternity/paternity pay

Job summary

Ansvar, proudly part of Benefact Group, is seeking an Underwriter to join our Brighton office. You will underwrite within delegated authority and work closely with brokers to balance growth with prudent underwriting.

You’ll assess risks, determine terms and negotiate policies, while developing relationships to support business development and retention. The role offers hybrid working and study support for professional qualifications.

Qualifications

• Qualified Cert CII or commitment to achieve within an agreed timescale.
• Market, Industry and Company knowledge.
• A proven track record of delivering exceptional customer service.
• Strong verbal communication skills.
• Commercial Insurance experience essential.

Responsibilities

• Underwrite business within delegated authority, delivering profitable growth in line with underwriting appetite.
• Assess risks, determine appropriate terms and make sound underwriting decisions using technical expertise and commercial judgement.
• Build and maintain strong relationships with brokers and key stakeholders to support business development and customer retention.
• Negotiate policy terms and deliver a high-quality, right-first-time service to brokers and customers.
• Analyse underwriting data and performance trends to identify opportunities and inform decision‑making.
• Ensure compliance with regulatory requirements, underwriting standards and internal controls.
• Maintain accurate underwriting records and documentation.
• Support broker engagement activities and contribute to the growth of the portfolio.
• Continuously develop technical knowledge through professional qualifications and ongoing learning.

Skills

Underwriting experience

Broker relationships

Commercial insurance knowledge

Verbal communication

Education

Qualified Cert CII

Job description

Working hours: 35 hours per week, Monday to Friday

Duration: Permanent

Location: Brighton (hybrid)

Job Ref: 205196

About The Role

Ansvar, who are proudly part of Benefact Group, are looking for an Underwriter to join our Brighton office.

As an Underwriter within our team at Ansvar, you will play a crucial role to the business in developing, negotiating and profitably underwriting business within own authority and in line with Ansvar strategy.

You’ll work closely with brokers to build strong, collaborative relationships, ensuring a balance between attracting new customers and retaining existing ones through competitive insurance solutions. Our diverse portfolio spans charities, property owners, businesses, offices and retail, faith groups, social enterprises, and not-for-profit organisations - giving you the opportunity to make a meaningful impact across sectors that truly matter.

Why join us?

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group - where all profits go to charity and good causes.

What you'll be doing

• Underwrite business within delegated authority, delivering profitable growth in line with underwriting appetite.
• Assess risks, determine appropriate terms and make sound underwriting decisions using technical expertise and commercial judgement.
• Build and maintain strong relationships with brokers and key stakeholders to support business development and customer retention.
• Negotiate policy terms and deliver a high-quality, right-first-time service to brokers and customers.
• Analyse underwriting data and performance trends to identify opportunities and inform decision‑making.
• Ensure compliance with regulatory requirements, underwriting standards and internal controls.
• Maintain accurate underwriting records and documentation.
• Support broker engagement activities and contribute to the growth of the portfolio.
• Continuously develop technical knowledge through professional qualifications and ongoing learning.

What you'll need to have

• Qualified Cert CII or commitment to achieve within an agreed timescale
• Market, Industry and Company knowledge
• A proven track record of delivering exceptional customer service
• Strong verbal communication skills
• Commercial Insurance experience essential

What we offer

• A competitive salary - let's discuss it
• Hybrid working
• Group Personal Pension - up to 12% employer contribution
• Generous annual bonus scheme: on-target bonus between 6% and 24%
• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
• An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
• £200 annual personal grant to a charity of your choice
• Encouraged to take at least one volunteering day per year
• Employee Assistance Programme
• Full study support to gain professional qualifications
• Access to virtual GP
• Enhanced maternity and paternity pay

Hear from the hiring manager

We’re a dynamic, supportive team that values every voice – your ideas will be heard and you’ll have the chance to drive real growth in our business.

About Us

Ansvar specialise in insurance to the third sector. We cover thousands of risks in the UK, and unlike other insurers, our products are specifically designed for the niches we insure.

Driven by our values of empathy, professionalism and trust, we hold a genuine desire to positively impact the communities we help protect.

Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know.

• Directory of Social Change’s UK Guides to Company Giving 2017-26