Product Manager - Card

Qred; Stockholms kommun; Hybrid; SEK 900,000 - 1,200,000; Full time

Job summary

Qred in Stockholm is seeking a Product Manager for the card domain to own the card product, bridging card architecture, payment ecosystems, and business impact. Working with an Engineering Manager or Tech Lead, you will build scalable card infrastructure and improve cardholder experiences for small businesses through daily financial tools.

This role requires ownership, data-driven decision making, and collaboration across engineering, UX, and finance.

Qualifications

• Several years leading cross-functional teams through the full development lifecycle.
• Strong background in mobile app development, expense management, or cards/payments.
• Experience with structured product discovery methods, quantitative data analysis, and iterative experimentation.
• Strong technical grasp of software architecture, APIs, and card management integrations.
• Experience in fintech or regulated financial environments is preferred.

Responsibilities

• Define the vision, strategy, and prioritized roadmap for Qreds Credit Card.
• Lead qualitative and quantitative research to optimize customer experience and feature adoption.
• Partner with Engineering and UX to lead a cross-functional card team.
• Own the lifecycle of card products and features from ideation to launch.
• Enhance the mobile app and expense management experiences for business owners.
• Monitor card performance indicators and drive commercial impact across the card space.
• Elevate our mobile app to simplify day-to-day financial workflows for entrepreneurs.

Skills

Cross-functional leadership

Mobile app development

Credit cards and payments

Structured product discovery

Data-driven decision making

Job description

At Qred, we’re building the world's best bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Product Manager for the next phase of growth.

About The Role

As a Product Manager in Qreds card domain, you take ownership of our card product, bridging the gap between card architecture, payment ecosystems, and business impact. Working alongside an Engineering Manager or Tech Lead, you drive the "why" and "what" to build scalable card infrastructure, optimize cardholder experience, and deliver real value to small businesses through daily financial tools.

Key Responsibilities

• Define the vision, strategy, and prioritized roadmap for Qreds Credit Card to align with Qred's commercial goals and market expansion.
• Lead qualitative and quantitative research using to optimize customer experience, spend engagement, and feature adoption.
• Partner with Engineering and UX to lead a cross-functional card team, fostering an environment of technical precision and execution.
• Own the lifecycle of card products and features from ideation to launch.
• Enhance our mobile app and expense management experience to make day-to-day financial workflows effortless for business owners.
• Monitor card performance indicators (activation, transaction volume, interchange economics), analyze market trends, and drive commercial impact across the card product space.
• Elevate our mobile app and expense management experience to turn complex day-to-day financial workflows into delightful, effortless moments for entrepreneurs.

What we’re looking for

You are a sharp, forward-thinking leader with a data-informed mindset who thrives on building alignment across teams and delivering game-changing payment products. You love high-ownership environments, get energized by unpacking complex payment and card ecosystems, and are deeply motivated to build seamless, scalable financial tools that make life easier for thousands of business owners every day.

Qualifications

• Several years of experience leading cross-functional teams and managing complex products through the full development lifecycle.
• Solid background or strong expertise in mobile app development, expense management, credit cards, payment processing, or commercial card operations.
• Practical experience with structured product discovery methods, quantitative data analysis, and iterative experimentation.
• Strong technical grasp of software architecture, APIs, card management integrations, and system dependencies to collaborate effectively with engineering leads.
• Experience in fintech, card issuing, merchant processing, or other highly regulated financial environments is preferred.

Why Qred?

This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from!

One Last Thing

This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.

Qred is an international FinTech scale-up that specializes in digital financing solutions for small businesses, with operations in the Nordics, Benelux, Germany and Brazil. We are passionate about helping small businesses thrive and grow, by providing them with business loans and credit cards. Right now we’re in an exciting phase of our journey that focuses on growth through smart product development and technology fueled by international expansion.