Compliance Manager

0to9 Ab; Stockholms kommun; On-site; SEK 900,000 - 1,300,000; Full time

Job summary

0TO9 seeks a Compliance Manager to build and shape its global compliance program alongside the Chief Compliance Officer. In a fast-scaling fintech environment, you will bridge banking regulation with modern compliance solutions, leveraging AI and automation to streamline processes.

This is a highly operational role demanding hands-on execution, ownership, and a track record in AML, consumer credit regulations, and regulatory strategy across portfolio entities.

Qualifications

• 5+ years of relevant compliance experience in fintech/banking.
• LL.M. or equivalent legal education.
• Experience with AML and consumer credit regulations.

Responsibilities

• Deliver pragmatic regulatory advisory and ensure end-to-end compliance across 0TO9 and portfolio entities.
• Own compliance tracking, keeping operations audit-ready and proactive.
• Manage AML and consumer credit regulations with robust risk management.
• Conduct horizon scanning and interpret upcoming regulations, industry shifts, and supervisory developments.
• Translate regulatory requirements into smooth, actionable operational workflows.
• Drive the digital transformation of compliance by integrating AI tools and automation with scalable systems.

Skills

Regulatory compliance

AML execution

Consumer credit regulations

Automation / AI tools

Horizon scanning

Education

Law degree (LL.M. / Juristkandidatexamen) or equivalent

Job description

About 0TO9

0TO9 is a fintech venture builder and strategic investor designed to redefine how financial giants are built. We act as the "bank for entrepreneurship", providing the vital capital, compliance frameworks, and technical infrastructure that allow founders to redefine the financial market. With presence in Sweden and rapidly expanding in Europe, we don't just invest in fintech, we build the foundation for its future.

We move fast and support each other to high standards. Our culture is characterized by curiosity, trust and a genuine drive to build something new that will last.

The Role

We are looking for a Compliance Manager who thrives at the intersection of regulatory precision, modern tech, and rapid execution. You will join our Chief Compliance Officer to build and shape 0TO9’s global compliance program from the ground up. In a fast-scaling environment, you will bridge traditional banking regulation with compliance solutions leveraging AI and automation to streamline processes. This is a highly operational, hands-on role where you will play a key part in safeguarding our growth while setting new standards for modern fintech compliance.

What you will do

• Deliver pragmatic regulatory advisory and ensure end-to-end compliance across 0TO9 and our portfolio entities.
• Take full ownership of compliance tracking, keeping our operations audit-ready and proactive.
• Manage anti-money laundering (AML) and consumer credit regulations, ensuring robust risk management tailored to modern financial products.
• Conduct continuous horizon scanning and trend analysis to interpret upcoming regulations, industry shifts, and supervisory developments.
• Deeply understand modern banking products to translate complex regulatory requirements into smooth, actionable operational workflows.
• Drive the digital transformation of compliance by integrating AI tools and automation with scalable systems.

Who you are

• You bring roughly 5+ years of relevant experience, ideally from fintech, banking, or a fast-paced scaleup environment.
• You hold a Law Degree (LL.M. / Juristkandidatexamen) or an equivalent legal education.
• You thrive in a scaleup setting where no task is too big or too small. You seamlessly switch between high-level regulatory strategy and rolling up your sleeves to get things done.
• You have a proven track record in AML execution, consumer credit regulations, and general regulatory compliance within financial services.
• You naturally look for ways to automate manual routines. Experience with or a strong curiosity for leveraging AI tools in compliance work is a major plus.
• You understand what makes a bank work, grasp financial products quickly, and turn regulatory requirements into commercial enablers.
• You communicate clearly and build trust across teams - with founders, investors, and regulators alike.
• You lead through expertise and trust, not hierarchy.
• You are humble and bring good energy to the team - while holding firm on your integrity.

What we offer

• Shape a role and a function that's being built from the ground up.
• Real ownership from day one.
• Work directly with the companies in our portfolio and see your work enable their growth.
• Clear leadership that invests in your development.
• Grow with us as we scale across Europe.

Find out more at 0to9.com, we'd love to hear from you!