AML Officer

تابي; Riyadh; On-site; SAR 134,000 - 201,000; Full time

Benefits offered by this job

Relocation support

Employee stock options

Devices provided

Growth opportunity

Job summary

Tabby is seeking an AML Officer in KSA to support the day-to-day operation of its AML/CTF framework. You will conduct transaction monitoring, KYC, and sanctions screening, investigate potentially suspicious activity, and help ensure compliance with SAMA requirements and internal financial crime policies.

Collaborating with Compliance, Risk, Operations, Product and Technology teams, you will maintain investigation records, escalate high‑risk cases, assist with risk assessments and regulatory

Qualifications

• Bachelor’s degree in a related field is required.
• 2–4 years of AML/CTF experience or financial crime compliance.
• Familiarity with SAMA/ FATF standards and controls.
• Professional CAMS/ ICA certification is a plus.

Responsibilities

• Perform transaction monitoring and review alerts for potential AML activity.
• Conduct KYC reviews and customer due diligence in line with policy.
• Perform sanctions and watchlist screening and escalate matches.
• Investigate suspicious transactions and document findings.
• Support AML risk assessments and regulatory requests.
• Collaborate with Compliance, Risk, Operations, Product and Tech teams.
• Stay informed on AML/CTF typologies and regulatory developments.

Skills

Transaction monitoring

KYC reviews

Sanctions screening

Financial crime

Regulatory knowledge

Education

Bachelor's degree in Law, Finance, Business, Accounting

Tools

AML platforms

Case management tools

Sanctions screening tools

Job description

AML Officer

Department: AML

Employment Type: Full Time

Location: KSA

Description

As an AML Officer, you will support the implementation and day-to-day operation of Tabby’s Anti-Money Laundering and Counter-Terrorist Financing (AML/CTF) framework. You will conduct transaction monitoring, KYC and sanctions screening activities, investigate potentially suspicious activity, and support compliance with SAMA requirements and internal financial crime policies.

Key Responsibilities

• Conduct transaction monitoring and review alerts to identify potentially suspicious or unusual activity.
• Perform KYC and customer due diligence reviews in line with AML/CTF policies and regulatory requirements.
• Conduct sanctions and watchlist screening and elevate potential matches for further investigation.
• Investigate suspicious transactions and customer activity, documenting findings and recommendations appropriately.
• Support the preparation and submission of suspicious transaction/activity reports in accordance with applicable requirements.
• Monitor customer accounts and transactions for indicators of money laundering, terrorist financing, fraud, and other financial crime risks.
• Maintain accurate and complete investigation records, case documentation, and supporting evidence.
• Escalate high-risk or complex cases to the AML Manager or relevant stakeholders in a timely manner.
• Support the implementation and continuous improvement of AML/CTF controls, processes, and procedures.
• Assist with AML risk assessments, periodic reviews, reporting, and regulatory requests.
• Collaborate with Compliance, Risk, Operations, Product, and Technology teams to address AML-related issues and strengthen controls.
• Stay informed of emerging AML/CTF typologies, regulatory developments, and financial crime risks relevant to fintech and digital wallets.
• Support internal audits, SAMA inspections, and other regulatory reviews by providing required documentation and information.

Skills, Knowledge and Expertise

• Bachelor’s degree in Law, Finance, Business, Accounting, or a related discipline.
• 2–4 years of experience in AML/CTF, financial crime compliance, transaction monitoring, KYC, or a related field, preferably within fintech, banking, or financial services.
• Good understanding of SAMA AML/CTF requirements, FATF standards, and financial crime compliance principles.
• Experience conducting transaction monitoring, KYC reviews, sanctions screening, and suspicious activity investigations.
• Familiarity with AML systems, transaction monitoring platforms, and case management tools.
• Professional certification such as CAMS, ICA, or equivalent is a plus.

Benefits

• We have an inclusive company culture, embracing diversity, integrity and transparency. We strive for work-life balance and cherish the moments you spend with your loved ones, off-work. In the same spirit as for our product, we are caring and nurturing for our employees.
• Our people are granted 100% trust and freedom to apply their own vision and come up with their ideas from day 1 at Tabby. You are the one who takes responsibility for your area of work. We encourage everyone to think and make decisions like Tabby was their own business, well because it is. Our employee stock options programme is available for everyone.
• You will have an opportunity to learn and grow in one of the fastest growing fintech companies in the region
• We offer you relocation support as well as we guide you through all the process.
• We’ll set you up with the devices required for your work.