Senior Credit Risk Modeler (Remote/Hybrid)

Itscredit; Porto; Hybride; EUR 40 000 - 60 000; Plein temps

Avantages offerts par ce poste

Remote / Hybrid Work

Private health insurance

Anniversary day off

Team Buildings & Meet Ups

Training & Certifications

Résumé du poste

Itscredit, a software company based in Porto, Portugal, is looking for a Senior Credit Risk Specialist to manage the full lifecycle of credit risk models. The role involves developing and optimizing decision-support models, ensuring compliance with regulations from Banco de Portugal and ECB. Candidates should have a Bachelor’s or Master’s in quantitative fields, with at least 2 years of experience in Credit Risk Management and strong communication skills in both Portuguese and English. Remote and hybrid work options are offered, along with private health insurance and other benefits.

Qualifications

• Minimum 2 years of experience in Credit Risk Management.
• Excellent communication skills in Portuguese and English.
• Ability to interpret complex data and transform findings into decisions.

Responsabilités

• Develop, calibrate, and validate PD, LGD, and EAD models.
• Design Credit Scoring models for loan origination.
• Extract and analyze data to identify risk patterns.

Connaissances

Statistical programming languages (Python, R, SAS)

SQL for database extraction

Understanding of European banking regulatory framework

Formation

Bachelor’s or Master’s degree in quantitative fields

Description du poste

Itscredit, a software company based in Porto, Portugal, is looking for a Senior Credit Risk Specialist to manage the full lifecycle of credit risk models. The role involves developing and optimizing decision-support models, ensuring compliance with regulations from Banco de Portugal and ECB. Candidates should have a Bachelor’s or Master’s in quantitative fields, with at least 2 years of experience in Credit Risk Management and strong communication skills in both Portuguese and English. Remote and hybrid work options are offered, along with private health insurance and other benefits.