Risk Officer (M/F)

Banco Finantia; Lisboa; Presencial; EUR 70 000 - 110 000; Tempo integral

Resumo da oferta

Banco Finantia is looking for a Risk Officer to join the Group Financial Risk Department in Lisbon. You will oversee Credit, Market, Interest Rate, FX and Liquidity risks across geographies and business units.

You will develop ICAAP and ILAAP processes, automate risk reporting for management and regulators, and contribute to governance and risk appetite monitoring. The role requires strong analytics and regulatory knowledge.

Qualificações

• Master's degree in Mathematics, Statistics, Economics, Management or a related field.
• Over 8 years of experience in Financial Risk Management, preferably within the banking sector.
• Strong knowledge of financial risk methodologies and banking regulation.
• Experience with ICAAP, ILAAP and risk monitoring frameworks.
• Ability to work with large data sets and BI tools.

Responsabilidades

• Monitor and assess Credit, Market, Interest Rate, FX and Liquidity Risks.
• Develop ICAAP and ILAAP processes, including stress tests.
• Produce and automate risk reporting for management and regulators.
• Improve risk management processes through data and automation.
• Engage with regulators, auditors and subsidiaries on risk-related matters.

Conhecimentos

Analytical skills

Fluency in English

Spanish (advantage)

SQL

Python

Business Intelligence tools

Critical thinking

Formação académica

Master's degree in Mathematics, Statistics, Economics, Management or related field

Ferramentas

SQL

Python

BI tools

Descrição da oferta de emprego

Be at the heart of Financial Risk Management

In a constantly evolving financial environment, risk management is more than a control function, it is a strategic pillar that supports sustainable growth, informed decision-making and regulatory resilience.

We are looking for a Risk Officer to join our Group Financial Risk Department and contribute to the monitoring and management of the key financial risks to which the Group is exposed across different geographies and business units.

This opportunity is ideal for an experienced professional who combines strong analytical capabilities with a passion for risk management, process improvement and regulatory excellence.

Your impact

You will contribute to:

• The monitoring and assessment of Credit, Market, Interest Rate, Foreign Exchange and Liquidity Risks;
• The development of ICAAP and ILAAP processes, including stress-testing exercises;
• The production and automation of risk reporting for management and regulatory purposes;
• The continuous improvement of risk management processes through data and automation;
• The monitoring of the Risk Appetite Framework (RAF) and risk governance practices;
• The interaction with regulators, auditors and international subsidiaries on risk-related matters.

What you bring

• Master's degree in Mathematics, Statistics, Economics, Management or a related field;
• More than 8 years of experience in Financial Risk Management, preferably within the banking sector;
• Strong knowledge of financial risk methodologies and banking regulation;
• Experience with ICAAP, ILAAP and risk monitoring frameworks;
• Strong analytical skills and experience working with large data sets;
• Knowledge of SQL, Python and Business Intelligence tools;
• Fluency in English; Spanish will be considered an advantage;
• Critical thinking, proactivity and a strong sense of responsibility.

Why Join

Join a team with a key role in safeguarding the Group's financial soundness and supporting strategic decision-making. You will work on complex challenges with direct business impact in a dynamic and international banking environment.