Payments Analyst

Adecco Recursos Humanos; Porto; Híbrido; EUR 24 000 - 30 000; Tempo integral

Resumo da oferta

Adecco Recursos Humanos in Porto is seeking a Junior Cash SSI Officer to join a dynamic, international financial services team. You will analyze SSI, perform client data checks, and support payment instruction maintenance across systems.

This role requires a Finance-related degree and 1–3 years in financial operations, with English and French language skills. The position is hybrid with an outsourcing contract, offering exposure to diverse markets and strong professional growth.

Qualificações

• Bachelor's degree in Finance, Economics, Management, or a related field.
• 1 to 3 years of professional experience in financial operations, banking operations, or similar roles.
• Knowledge of financial products.
• Knowledge of banking operations.
• Basic understanding of international payments and the SWIFT network.
• Knowledge of international financial regulations (preferred).
• Knowledge of risk management practices (preferred).
• Good Excel skills.
• Fluency in English and French, both written and spoken.

Responsabilidades

• Analyze and validate the consistency of Standard Settlement Instructions (SSI) for payments.
• Perform client data controls and validations across internal and external systems.
• Contact clients and counterparties to verify payment instructions.
• Create, update, and maintain settlement instructions across the organization's different systems.
• Monitor suspicious payments through existing control tools.
• Ensure the daily management of operational risk related to the activity.
• Liaise with internal teams and external stakeholders to resolve operational queries.
• Report and elevate significant operational incidents, including breaches, errors, and other critical events.
• Monitor KPIs and ensure strict compliance with audits and controls.
• Ensure all controls are performed and deviations/incidents are documented.
• Contribute to development and improvement of business processes and procedures.

Conhecimentos

English

French

Excel

Knowledge of financial products

Knowledge of banking operations

SWIFT network familiarity

Formação académica

Bachelor's degree in Finance, Economics, Management, or related field

Descrição da oferta de emprego

Junior Cash SSI Officer (M/F) | Porto

Looking to grow your career in the international financial sector? We are looking for a Junior Cash SSI Officer to join a team specialized in settlement instruction management and operational controls. If you have experience in banking or financial operations and are looking for a challenging, collaborative, and international environment, we would love to hear from you.

Key Responsibilities

• Analyze and validate the consistency of Standard Settlement Instructions (SSI) for payments.
• Perform client data controls and validations across internal and external systems.
• Contact clients and counterparties to verify payment instructions.
• Create, update, and maintain settlement instructions across the organization's different systems.
• Monitor suspicious payments through existing control tools.
• Ensure the daily management of operational risk related to the activity.
• Liaise with internal teams and external stakeholders to resolve operational queries.
• Report and elevate significant operational incidents, including breaches, errors, and other critical events.
• Monitor Key Performance Indicators (KPIs) and ensure strict compliance with internal and external audit requirements.
• Ensure all controls are thoroughly performed and that any deviations or incidents are promptly addressed and properly documented.
• Contribute to the development, documentation, and continuous improvement of business processes and internal procedures.
• Ensure compliance with internal procedures, regulatory requirements, and established control standards.

What We Are Looking For

• Bachelor's degree in Finance, Economics, Management, or a related field.
• 1 to 3 years of professional experience in financial operations, banking operations, or similar roles.
• Knowledge of financial products.
• Knowledge of banking operations.
• Basic understanding of international payments and the SWIFT network.
• Knowledge of international financial regulations (preferred).
• Knowledge of risk management practices (preferred).
• Good Excel skills.
• Fluency in English and French, both written and spoken.
• Strong attention to detail and excellent organizational skills.
• Ability to work independently and as part of a team.
• Strong communication and interpersonal skills.

What We Offer

• Opportunity to join an international and multicultural team.
• Exposure to a wide range of financial markets and products.
• A collaborative environment focused on continuous learning and development.
• Professional growth and career progression opportunities.
• The chance to work in a strategic area of financial operations.

Location: Porto

Work Model: Hybrid (8 days per month in the office)

Contract Type: Fixed-Term Outsourcing Contract