Ongoing Due Diligence (ODD) Analyst

Accenture; Lisboa; Presencial; EUR 30 000 - 48 000; Tempo integral

Resumo da oferta

Accenture is seeking an Ongoing Due Diligence (ODD) Analyst to enhance AML and compliance for corporate clients in Portugal. The role focuses on reassessing risk profiles, validating legitimate operations, and detecting evolving financial-crime risks.

The ideal candidate has hands-on experience performing ODD/EDD/KYB reviews for corporate clients within European financial institutions and will work with cross-functional teams to ensure regulatory alignment.

Qualificações

• Minimum 1 year of experience in ODD, EDD, or KYB reviews within financial services.
• Strong AML frameworks, sanctions compliance, PEP identification, and corporate risk assessment processes.
• Excellent written and verbal communication in English with internal stakeholders.

Responsabilidades

• Conduct periodic and trigger-based ODD reviews for business clients, ensuring KYB data and ownership structures are up to date.
• Analyze operations, ownership structures, and risk indicators to detect ML, fraud, sanctions, or reputational risks.
• Perform PEP and Sanctions screening for corporate entities, UBOs, directors, and related parties using internal tools.
• Identify and escalate sanctions matches, PEP hits, and adverse media per internal procedures.
• Conduct thorough research using public sources and internal databases to detect red flags.
• Update and validate KYB documentation to meet regulatory and risk management requirements.
• Produce clear ODD reports with findings, risk assessments, and recommendations.
• Maintain complete audit trails of investigations and decision-making rationale.
• Collaborate with Compliance, Sanctions, QA, and Risk teams to align with policies.

Conhecimentos

AML/KYC domain knowledge

Analytical mindset

English communication

Technical writing

Risk assessment

Formação académica

Bachelor's degree in Finance, Business, Law, Economics

Descrição da oferta de emprego

The Ongoing Due Diligence (ODD) Analyst plays a critical role in ensuring ongoing AML and compliance standards for business customers through periodic and event‑driven reviews.

The role focuses on reassessing the risk profile of existing business clients, validating the legitimacy of their operations, detecting emerging financial‑crime risks, and ensuring ongoing compliance with internal policies and regulatory frameworks.

This position does not involve onboarding activities. Candidates must demonstrate hands‑on experience performing ODD, EDD, or KYB reviews for corporate clients within European financial institutions.

Key Responsibilities

• Conduct periodic and trigger‑based Ongoing Due Diligence reviews for business clients, ensuring KYB data, ownership structures, and activity profiles are continuously up to date.
• Analyze business operations, beneficial ownership, corporate structures, and risk indicators to detect potential money‑laundering, fraud, sanctions risk, or reputational concerns.
• Perform PEP and Sanctions screening for all relevant corporate entities, UBOs, directors, and associated parties using internal screening tools and external databases.
• Identify, review, and escalate potential sanctions matches, PEP hits, and adverse media in alignment with internal escalation procedures.
• Conduct comprehensive research using public information sources, commercial databases, and internal systems to detect adverse media, regulatory actions, fraud exposure, or other red flags.
• Update and validate all KYB documentation, ensuring it meets regulatory and internal risk‑management requirements.
• Produce clear, concise, and well‑structured ODD reports summarizing findings, risk assessments, and recommendations for approval or further investigation.
• Maintain complete and accurate audit trails of investigative steps, documentation updates, and decision‑making rationale.
• Work closely with Compliance, Sanctions, QA, and Risk teams to ensure reviews align with regulatory expectations and internal policies.
• Contribute to process improvements and control enhancements that strengthen continuous monitoring and customer‑risk management.
• Support thematic reviews to identify evolving typologies, emerging risks, or patterns across the business client portfolio.

Job Qualifications

Education:

Bachelor’s degree in Finance, Business, Law, Economics, or related field.

Language:

Experience

• Minimum 1 year of experience in Ongoing Due Diligence (ODD), Enhanced Due Diligence (EDD), or KYB reviews within financial services.
• Strong exposure to AML frameworks, sanctions compliance, PEP identification, and corporate‑risk assessment processes.

Skills

• Excellent communication skills, able to discuss complex assessments clearly in English with internal stakeholders.
• Strong analytical and investigative mindset, capable of assessing business activity, ownership structures, and risk exposure.
• Advanced writing skills, with emphasis on clear, factual, and structured case documentation.
• Solid understanding of AML regulations, sanctions regimes, PEP frameworks, adverse media methodologies, and business‑related red flags.
• High attention to detail and strong organizational discipline and consistent documentation discipline.
• Risk‑based approach to decision‑making, with an understanding that ODD is a continuous, dynamic assessment rather than a check‑the‑box exercise.

Certifications:

At least one of the following is strongly preferred:

• ICA certifications in AML, Financial Crime, or Compliance

Applicants must possess European Union/Schengen citizenship or hold a valid residence permit to be eligible to work in Portugal.