Group Credit Controller

Revolut; Portugal; Presencial; EUR 70 000 - 90 000; Tempo integral

Resumo da oferta

Revolut in Portugal is seeking a Group Credit Controller to act as the subject matter expert on credit‑related topics across the group, including retail and wholesale. You’ll oversee IFRS 9 and ECL processes, support internal controls, and collaborate with risk teams to ensure compliant, transparent reporting.

As a qualified accountant with strong data analysis skills (SQL), you’ll lead month‑end close activities, liaise with auditors, and drive proactive risk mitigation across credit products.

Qualificações

• Qualified accountant or equivalent certification.
• Expertise in IFRS 9 and expected credit losses (ECL) including data, models, accounting, disclosure, and controls.
• Experience with credit products across retail and wholesale segments.
• Impeccable data analysis skills, including proficiency in SQL.
• A logical and structured approach to problem‑solving.
• High motivation and a results‑driven mindset.

Responsabilidades

• Ensuring accurate accounting, reconciliation, presentation, and disclosure of financial statement line items.
• Leading month‑end, quarter‑end, and annual close processes, including audits.
• Collaborating with Credit and Risk teams to ensure IFRS 9 compliance and business requirements.
• Supporting the launch and growth of credit products across multiple locations.
• Identifying credit exposures and ensuring proper accounting under IFRS 9/IFRS 7.
• Serving on internal credit committees and acting as ECL model owner.
• Establishing and maintaining robust internal controls (SOX) across credit processes.
• Acting as primary contact for external auditors.

Conhecimentos

IFRS 9 knowledge

Data analysis

SQL

Credit risk management

Problem solving

Formação académica

Qualified Accountant

Descrição da oferta de emprego

About The Role

The Finance team keeps Revolut moving with clarity and confidence. From accounting to strategic support, they work across the business to assess risk, guide decisions, and drive growth. Their insight shapes everything from daily operations to long-term plans and plays a key role in how we scale. We’re looking for a Group Credit Controller to be the subject matter expert on credit‑related topics across the group, such as retail, wholesale, and proactive risk mitigation strategies.

What You’ll Be Doing

• Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Leading the month‑end, quarter‑end, and annual close processes, including audits for these areas
• Collaborating with Credit and Risk teams to ensure compliance of processes with IFRS 9 standards and business requirements, including retail, wholesale, and credit management
• Supporting the launch and growth of credit products across multiple locations
• Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
• Serving as a key member of internal credit committees and acting as the ECL model owner for the group
• Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
• Acting as the primary contact for external auditors (both group and local)

What You’ll Need

• Being a qualified accountant or having an equivalent certification
• Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale segments
• Impeccable data analysis skills, including proficiency in SQL
• A logical and structured approach to problem‑solving
• High motivation and a results‑driven mindset

Nice to Have

• Experience within a fast‑growing organisation
• Familiarity with financial instruments such as derivatives, hedging, and financial guarantees

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.