Credit Risk Data & Compliance Analyst

Natixis in Portugal; Porto; Hybrid; EUR 42,000 - 62,000; Full time

Benefits offered by this job

Green Transportation Budget

Hybrid Work Policy

Honolulu Wellness Club

Prayer Room

Lactation Room

Themed Villages

Job summary

Natixis is seeking a Credit Risk Analyst – Data & Compliance to join the Credit Risk Monitoring (CRM) team in Porto, Portugal. You will work within an international group (Paris/Charenton and Porto) to strengthen data governance, regulatory compliance, and risk monitoring processes.

This role focuses on forbearance, watchlist management, credit alerts, and building solutions to enhance data exploitation. Excellent communication and analytical skills are essential, with fluency in English.

Qualifications

• More than three years of experience in a bank or financial institution.
• Excellent knowledge of banking regulations related to credit risk.
• Experience in credit portfolio analysis and monitoring.
• Ability to train, facilitate and share complex concepts with Natixis teams.

Responsibilities

• Ensure internal procedures regarding forbearance, watchlist counterparties, and credit alerts align with regulatory framework.
• Drive monitoring of watchlist counterparties and refine the framework for anticipating credit risk downgrades.
• Participate in cross-functional projects to strengthen risk management for weakened counterparties.
• Lead training sessions within Natixis to respond to requests for expertise on defaults, forbearance, and credit alerts.
• Share risk culture with business teams in an international environment.

Skills

Credit risk

Regulatory compliance

Watchlist management

Data governance

Analytical skills

Communication skills

Job description

Natixis is seeking a Credit Risk Analyst – Data & Compliance to join the Credit Risk Monitoring (CRM) team in Porto, Portugal. You will work within an international group (Paris/Charenton and Porto) to strengthen data governance, regulatory compliance, and risk monitoring processes.

This role focuses on forbearance, watchlist management, credit alerts, and building solutions to enhance data exploitation. Excellent communication and analytical skills are essential, with fluency in English.