Transaction & Payments Reporting Analyst

PARETO SECURITIES AS; Warszawa; On-site; PLN 120,000 - 180,000; Full time

Job summary

Banking Circle in Warsaw is seeking a Transaction & Payments Reporting Analyst to join the Regulatory Reporting team. You will help deliver timely regulatory and payments reporting across Europe, bridging operations, compliance and IT while ensuring accuracy and audit readiness.

The role offers a hybrid work model with most time in the office to foster teamwork and efficiency. You will work on evolving regimes across EMIR, MiFIR, SFTR, MiCA, PSD2/PSD3 and related platforms, gaining exposure to

Qualifications

• 2–4 years in financial services regulatory or payments reporting.
• Bachelor's or Master's in Finance, Accounting, Economics, Business, IT.
• Strong analytical skills and advanced Excel; SQL experience preferred.

Responsibilities

• Produce EMIR, MiFIR, SFTR, MiCA, PSD2/PSD3 reporting accurately and on time.
• Monitor data quality, investigate exceptions, resolve issues.
• Support regulatory updates and related change management.
• Gather requirements and define reporting, data, and system enhancements.
• Participate in UAT, document results, track issues to resolution.
• Maintain controls and documentation for audit readiness.
• Collaborate with internal teams and external partners on reporting.
• Contribute to projects involving new jurisdictions and systems.

Skills

Regulatory reporting

Data analysis

Advanced Excel

SQL

UAT testing

Stakeholder mgmt

Education

Bachelor's or Master's in Finance

Tools

Reporting platforms

Trade repositories

Automation tools

Job description

Transaction & Payments Reporting Analyst

Join a dynamic international payments bank and accelerate your career by expanding your expertise in regulatory, transaction, and payments reporting across multiple jurisdictions. This is an excellent opportunity to build on your reporting foundations while gaining broad exposure to complex regulatory environments in a fast-paced, global financial institution.

Banking Circle is a fully licensed, technology enabled bank processing over €1 trillion in payments every year - and growing. We exist to power the global economy’s most ambitious payments businesses with infrastructure that is fast, modern, and engineered for scale. Today, more than 800 people across 11 countries work together as one global team. We move fast, we think boldly, and we build with intent - because our clients depend on us to keep pace with the world’s most dynamic payments flows. We are expanding globally, scaling our capabilities, and deepening our impact, so if you want to shape the future of financial infrastructure - this is the place.

Your team welcomes you with open arms
As our new Transaction & Payments Reporting Analyst in the Regulatory Reporting team in Warsaw, you’ll experience an open and knowledge driven culture, where everyone can thrive, connect with colleagues, learn and grow. Here you will be empowered to make an impact every day.

In this role you will get the chance to work on supports the timely and accurate delivery of Banking Circle's transactions and payments reporting obligations across the Group's European and international footprint. Reporting to the Head of Tax & Regulatory Reporting, the role spans a broad and evolving set of regimes - including EMIR, MiFIR, SFTR, MiCA, PSD2/PSD3, and equivalent payments reporting regimes across the regions in which the Group operates - and sits at the crossroads of operations, compliance, technology, and business.

We offer a hybrid work model for our employees to allow for flexibility and productivity. However, we do expect you to spend most of your time in the office to build community and efficiency in the team.

Exciting work is waiting for you

• Production of transactions & payments reporting: Prepare, validate, and submit EMIR, MiFIR, SFTR, MiCA, PSD2/PSD3, and payments reporting accurately and within regulatory deadlines.
• Data quality & reconciliation: Monitor reporting data quality, investigate exceptions, and support the resolution of reconciliation issues.
• Regulatory change: Support the implementation of regulatory updates and contribute to related change management activities.
• Business analysis & requirements: Gather business requirements and help define reporting, data, and system enhancements.
• Testing: Participate in UAT testing, document results, and track issues through resolution.
• Controls & documentation: Maintain reporting controls, procedures, and process documentation to support compliance and audit readiness.
• Stakeholder engagement: Collaborate with internal teams, external vendors, and counterparties to ensure effective reporting processes.
• Projects: Contribute to reporting-related projects, including new jurisdictions, regulatory changes, and system implementations.

Things we’ll look for on your resume

To be successful in this role, you have 2-4 years of experience in financial services, ideally within regulatory, transaction, or payments reporting, supported by a bachelor's or master’s degree in finance, Accounting, Economics, Business, IT, or a related discipline.

You bring a strong analytical mindset, excellent attention to detail, and solid data-handling skills, including advanced Excel capabilities. An interest in regulatory frameworks such as EMIR, MiFIR, SFTR, MiCA, and PSD2/PSD3 is essential, alongside a willingness to develop expertise in this area. You are a collaborative team player who can work effectively across operations, compliance, and IT while managing priorities independently. Experience with reporting platforms, trade repositories, UAT testing, SQL, or automation tools would be advantageous, as would exposure to international reporting requirements.

Banking Circle is an international company. Our internal workforce consists of over 50 nationalities, and our clients and partners are located all over the globe. Therefore, our company language is English. Additional language skills, such as German or a Nordic, are considered a plus.

If you have questions, please reach out to Kheira NOUGAL, Global Recruitment Partner from People Team on [e-mail]. No recruitment agencies, please.

We are proud to be an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, colour, age, religion, sexual orientation, national origin or any other characteristic protected under federal, state or local laws, regulations and ordinances. To learn more about Banking Circle, visit us at www.bankingcircle.com