Senior Product Manager - Disbursements & Money Movement

PayNearMe, Inc.; Polska; Hybrid; PLN 732,000 - 886,000; Full time

Benefits offered by this job

Stock options

Phone stipend

WFH setup stipend

Equipment reimbursement

Medical benefits

401k plan

Flexible time off

Parental leave

Paid sick leave

Job summary

PayNearMe, Inc. is seeking a Staff Product Manager for Disbursements to own end-to-end strategy of outbound money movement. You will partner with engineering, payments operations, accounting, and compliance to scale the platform with real-time rails and regulatory controls.

You will lead the vision for disbursements, drive multi-rail payout capabilities, and ensure traceability, accuracy, and customer trust as volumes grow and new use cases emerge.

Qualifications

• 15+ years of product management experience, with deep expertise in payments, money movement, disbursements, or payout platforms
• Strong understanding of payment rails including ACH, wires, RTP, FedNow, card-based payouts, and digital wallets
• Proven experience owning financial infrastructure, including ledgering, reconciliation, settlement, and exception handling
• Experience working directly with accounting, finance, and compliance teams
• Demonstrated ability to lead complex, cross-functional initiatives at scale
• Strong analytical and systems-thinking mindset, with attention to detail and data integrity
• Excellent communication skills and a track record of producing high-quality product documentation

Responsibilities

• Own the multi-year product roadmap for the full money movement lifecycle, with a primary focus on disbursements to consumers
• Define rules and product capabilities that intelligently route payouts based on speed, cost, reliability, risk, and client expectations
• Own payout configuration, timing, cutoffs, retries, reversals, and exception handling across rails
• Responsible for driving the vision for end to end money movement for disbursement funding
• Ensure every outbound transaction is fully traceable, correctly attributed, and reconcilable across systems
• Partner closely with accounting and finance to ensure accurate ledgering, settlement reporting, and audit readiness
• Translate complex money movement flows into clear product requirements, user stories, and technical specifications
• Own backlog prioritization and delivery in partnership with engineering leadership balancing feature delivery, platform resilience, and regulatory commitments
• Lead large-scale platform initiatives alongside incremental product enhancements with multiple cross functional development teams
• Partner with Clients and the Vertical teams to understand their needs and build scalable features

Skills

Product management

Payments

Money movement

Disbursements

Payout platforms

Ledgering

Regulatory compliance

Cross-functional leadership

Analytics

Communication skills

Job description

PayNearMe, Inc. is seeking a Staff Product Manager for Disbursements to own end-to-end strategy of outbound money movement. You will partner with engineering, payments operations, accounting, and compliance to scale the platform with real-time rails and regulatory controls.

You will lead the vision for disbursements, drive multi-rail payout capabilities, and ensure traceability, accuracy, and customer trust as volumes grow and new use cases emerge.