Senior KYC/AML Specialist (ECOM)

Nexi Group; Poznań; Presencial; PLN 120.000 - 180.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary

Tech equipment provided

International team

PayTech University training

Descripción de la vacante

Join Nexi Group in Poznań as a Senior KYC/AML Specialist (ECOM) in the Customer Risk Assessment Department. You will verify new acquiring merchants, assess risks, and ensure compliance with EU, OFAC, and UN regulations, while mentoring others in onboarding and MCC assignment.

We value strong analytical skills, knowledge of Polish AML/CFT laws, and the ability to document decisions clearly. Opportunity to grow within a diverse, international PayTech environment.

Formación

• 2–3 years of experience in KYC/AML, compliance or customer due diligence
• Good knowledge of the Polish AML/CFT Act and international regulations
• Ability to analyse company registry data and ownership structures
• Higher education in Economics, Finance and Banking, Law, Administration, Management or related field
• Fluency in Polish, English at least B2
• Strong MS Excel skills
• Accurate, well-organised and proactive problem-solving approach
• Ability to make decisions and document them clearly
• Ability to learn quickly and share knowledge with the team

Responsabilidades

• Independently conducting advanced KYC/AML analyses (including EDD) and identifying UBOs while focusing on high-risk clients
• Verifying client activity compliance with laws, payment scheme requirements and sanctions (EU, OFAC, UN) including adverse media screening
• Conducting merchant onboarding assessments for card acquiring services and verifying business models and compliance with Visa/Mastercard requirements
• Assessing merchant risk related to card acquiring activities including MCC classification and restricted business types
• Verifying merchants against card scheme risk databases (Mastercard MATCH, Visa VMSS) and supporting onboarding decisions
• Preparing clear recommendations with documentation and justification of decisions
• Reviewing analyses prepared by others and providing mentoring and second-line support
• Participating in projects, monitoring regulatory changes and representing the team in initiatives

Conocimientos

KYC/AML expertise

Polish language

English (B2)

Microsoft Excel

Analytical thinking

Regulatory knowledge

Decision documentation

Educación

Higher education in Economics/Finance/Law/Administration/Management

Herramientas

MS Office/Excel

Descripción del empleo

Job Description

What if your next job lets you simplify payments for millions, every single day? Join Nexi and be part of a collaborative, inclusive workplace where you can learn, grow, and make an impact everyday.

About Nexi

At Nexi, we’re simplifying the future of digital payments. As one of Europe’s leading payment companies, we combine international scale with the dynamism of a fast-moving tech company. With over 9,000 colleagues across more than 25 countries, we’re shaping how people and businesses pay and interact every day. Here, your skills, curiosity, and ambition don’t just support the business. They help shape what comes next.

Your Everyday at Nexi

As a Senior KYC/AML Specialist (ECOM), you’ll join the Customer Risk Assessment Department at PayPro S.A., a Nexi Group company, in Poznań. Our team verifies new acquiring merchants before their contracts go live and is the first line of defence against money laundering in merchant onboarding.

About Your Future Role

In this position, you will:

• Independently conducting advanced KYC/AML analyses (including EDD), identifying Ultimate Beneficial Owners (UBO) and assessing customer risk, with a strong focus on high-risk clients.
• Verifying the compliance of clients’ business activities (proof of business, websites) with applicable laws, payment scheme requirements and sanctions regulations (EU, OFAC, UN), including Adverse Media screening.
• Independently conducting merchant onboarding assessments for card acceptance services, including verification of business models, sales channels, merchant websites and compliance with Visa and Mastercard requirements.
• Assessing merchant risk related to card acquiring activities, including MCC classification, prohibited and restricted business types, reputational risks and card scheme exposure.
• Verifying merchants and related parties against card scheme risk databases (e.g. Mastercard MATCH, Visa VMSS) and supporting decision‑making in complex onboarding cases.
• Preparing clear recommendations regarding client acceptance or rejection, including full documentation and justification of decisions.
• Reviewing and validating analyses prepared by specialists, as well as providing mentoring, second‑line support and subject‑matter expertise in merchant onboarding, MCC assignment and card scheme requirements.
• Participating in projects and process improvement initiatives, monitoring regulatory, AML and card scheme changes, and representing the team in internal and external initiatives.

What We Value In You

We’re looking for someone eager to make a difference. Here’s what we value:

Essential Qualifications

• 2 to 3 years of experience in KYC/AML, compliance or customer due diligence, preferably at a payment institution, bank or other obligated institution
• Good knowledge of the Polish AML/CFT Act and of national and international KYC/AML regulations
• Ability to analyse company registry data and ownership structures
• Higher education, preferably in Economics, Finance and Banking, Law, Administration, Management or a related field
• Language Requirements: Fluency in Polish, B2 in English
• Good command of MS Office, especially Excel
• Accuracy, strong organisational skills and a proactive approach to problem‑solving
• Ability to make decisions and document them clearly
• Ability to acquire new knowledge quickly and share it with the team

Bonus Skills

• Experience in card acquiring or payment services, including knowledge of Visa and Mastercard rules, MCC codes and MATCH/VMSS
• AML/KYC courses or certificates
• Familiarity with the new EU AML package (AMLR)
• Experience in project work

What’s in it for You?

• Attractive salary and a competitive benefits package to reward your expertise and contributions
• Tech equipment: Get the tools you need to succeed, including the latest technology to support your work
• Join an international team: Collaborate with experts from across Europe and bring your ideas to life in a dynamic, global environment
• Grow and develop: Gain hands‑on experience and structured training through our PayTech University, designed to accelerate your career and help you reach your full potential

Life and Culture at Nexi

Working at Nexi means collaborating across teams, markets, and disciplines to solve complex challenges and deliver meaningful results. You’ll be part of an environment where knowledge sharing, continuous improvement, and teamwork are part of everyday life. Discover more about our culture, values, and what it’s like to be part of Nexi on our Life at Nexi page.

Diversity and Inclusion Commitment

At Nexi, diversity and inclusion are at the heart of who we are. By embracing differences and fostering respect, we build a culture where every individual has the opportunity to learn, grow, and succeed.

Next starts with you, everyday

At Nexi, our next idea, our next innovation, starts with you. Join us today.