KYC/AML Specialist (POS)

Nexi Germany GmbH; Polska; On-site; PLN 120,000 - 180,000; Full time

Benefits offered by this job

Attractive salary and benefits

Tech equipment provided

International team environment

PayTech University training

Job summary

Nexi Germany GmbH, a Nexi Group company, is seeking a KYC/AML Specialist (POS) to join our Customer Risk Assessment Department in Rzeszów. You will verify new POS merchants, assess ownership structures, screen against sanctions, and determine risk levels before contract activation.

The ideal candidate has 2–3 years in KYC/AML, strong regulatory knowledge, and fluent Polish with English at B2 level. You will work with a dynamic European team and contribute to onboarding compliance and process

Qualifications

• 2–3 years of experience in KYC/AML, compliance or due diligence
• Knowledge of Polish AML/CFT Act and KYC/AML regulations
• Ability to analyze company registry data and ownership structures
• Higher education in Economics, Finance and Banking, Law, Administration, Management or related field
• Fluency in Polish, B2 English
• Proficient in MS Office, especially Excel
• Accurate, well-organized, proactive problem-solver
• Ability to make decisions and document them clearly
• Ability to learn quickly and share knowledge with the team

Responsibilities

• Carry out KYC/AML verification of new POS merchants in line with Polish law and internal procedures
• Verify registry data (KRS, CEIDG) for completeness and consistency
• Identify representatives and beneficial owners and check against the CRBR
• Screen merchants against sanctions, PEPs, KNF warnings and card scheme databases
• Verify merchant outlets and assign MCC codes per Visa/Mastercard rules
• Review identity verification results, including remote verification
• Assess merchant financial credibility and refer to Collections if needed
• Determine risk level and decide on activation, rejection or escalation
• Clarify discrepancies with account managers and cooperate with Compliance and Card Scheme teams
• Participate in merchant portfolio migrations and process improvements
• Follow AML regulation changes and card scheme rules
• Represent the team in internal/external meetings

Skills

KYC/AML expertise

Polish fluent

English (B2)

Regulatory compliance

Data analysis

Office software (MS Office)

Decision making

Education

Higher education in Economics/Finance/Law/Administration

Tools

MS Office

Excel

Job description

What if your next job lets you simplify payments for millions, every single day?

Join Nexi and be part of a collaborative, inclusive workplace where you can learn, grow, and make an impact everyday.

About Nexi

At Nexi, we're simplifying the future of digital payments. As one of Europe's leading payment companies, we combine international scale with the dynamism of a fast-moving tech company. With over 9,000 colleagues across more than 25 countries, we're shaping how people and businesses pay and interact every day. Here, your skills, curiosity, and ambition don't just support the business. They help shape what comes next.

Your Everyday at Nexi

As a KYC/AML Specialist (POS), you'll join the Customer Risk Assessment Department at Polskie ePłatności, a Nexi Group company, in Rzeszów. Our team verifies new card acquiring merchants before their contracts go live and is the first line of defence against money laundering in merchant onboarding.

About Your Future Role

In this position, you will:

• Carry out KYC/AML verification of new POS merchants in line with the Polish Anti-Money Laundering and Counter-Terrorism Financing Act and internal procedures, as the final step before contract activation.
• Verify company registry data (KRS, CEIDG) and assess whether the merchant's data is complete and consistent.
• Identify representatives and beneficial owners, establish ownership structures and check them against the Central Register of Beneficial Owners (CRBR), including handling discrepancies.
• Screen merchants and related persons against sanctions lists, PEP lists, the KNF public warnings list and card scheme databases (Mastercard MATCH, Visa VMSS), and analyse potential matches.
• Verify merchant outlets and assign MCC codes in line with Visa and Mastercard rules.
• Review identity verification results, including remote video verification, and validate identity document data.
• Assess the merchant's financial credibility and, where needed, refer the case to the Collections team.
• Determine the merchant's risk level, document your analysis and decide whether the contract is activated, rejected or escalated.
• Clarify discrepancies with account managers and cooperate with the Compliance and Card Scheme teams.
• Take part in merchant portfolio migrations and process improvement projects.
• Follow changes in AML regulations, KNF guidance and card scheme rules that affect merchant onboarding.
• Represent the team at internal and external meetings.

What We Value in You

We're looking for someone eager to make a difference. Here's what we value:

Essential Qualifications:

• 2 to 3 years of experience in KYC/AML, compliance or customer due diligence, preferably at a payment institution, bank or other obligated institution
• Good knowledge of the Polish AML/CFT Act and of national and international KYC/AML regulations
• Ability to analyse company registry data and ownership structures
• Higher education, preferably in Economics, Finance and Banking, Law, Administration, Management or a related field
• Language Requirements: Fluency in Polish, B2 in English
• Good command of MS Office, especially Excel
• Accuracy, strong organisational skills and a proactive approach to problem-solving
• Ability to make decisions and document them clearly
• Ability to acquire new knowledge quickly and share it with the team

Bonus Skills:

• Experience in card acquiring or payment services, including knowledge of Visa and Mastercard rules, MCC codes and MATCH/VMSS
• AML/KYC courses or certificates
• Familiarity with the new EU AML package (AMLR)
• Experience in project work

Even if you don't check every box, your unique potential and willingness to learn could set you apart.

What's in it for You

• Attractive salary and a competitive benefits package to reward your expertise and contributions
• Tech equipment: Get the tools you need to succeed, including the latest technology to support your work
• Join an international team: Collaborate with experts from across Europe and bring your ideas to life in a dynamic, global environment
• Grow and develop: Gain hands‑on experience and structured training through our PayTech University, designed to accelerate your career and help you reach your full potential

Life and Culture at Nexi

Working at Nexi means collaborating across teams, markets, and disciplines to solve complex challenges and deliver meaningful results. You'll be part of an environment where knowledge sharing, continuous improvement, and teamwork are part of everyday life. Discover more about our culture, values, and what it's like to be part of Nexi on our Life at Nexi page.

Diversity and Inclusion Commitment

At Nexi, diversity and inclusion are at the heart of who we are. By embracing differences and fostering respect, we build a culture where every individual has the opportunity to learn, grow, and succeed.

Next starts with you, everyday

At Nexi, our next idea, our next innovation, starts with you. Join us today.