Senior FATCA/CRS Reporting Specialist

Banking Circle; Warszawa; Hybrid; PLN 150,000 - 230,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Banking Circle is seeking a Senior FATCA/CRS Reporting Specialist to own end-to-end tax transparency reporting across multiple jurisdictions. You will validate data, ensure timely submissions, and support CARF and other regulatory obligations in a dynamic international banking environment.

The role requires 5+ years in financial services, strong regulatory knowledge, and fluency in English; Polish is mandatory. The position offers a hybrid work model with office presence for collaboration.

Qualifications

• 5+ years of experience in financial services or banking
• Solid FATCA/CRS regulations knowledge and OECD schemas
• Ability to manage full reporting cycles and coordinate multiple stakeholders

Responsibilities

• Produce FATCA and CRS reporting for Banking Circle entities and ensure timely submissions
• Support CARF reporting and translate OECD requirements into processes
• Deliver other tax reporting (DAC6, CESOP, Modelo 196) as obligations expand
• Maintain data quality: TINs, residencies, reportable payments, and XML validations
• Oversee entity/individual classification and self-certification processes
• Enhance controls framework (4-eyes reviews, audit trails) and drive improvements
• Collaborate with authorities, advisors, and software/vendor teams to validate data
• Create and maintain policies, procedures, and work instructions
• Provide advisory support to Onboarding/KYC, Operations, Legal, Risk, Compliance
• Participate in expansion projects, new jurisdiction onboarding, regulatory change initiatives

Skills

Regulatory reporting

FATCA/CRS

Data analytics

Stakeholder management

Automation awareness

Education

Bachelor's/Master's in Tax/Finance/Law

Tools

Excel

XML validation tools

ERP systems

Job description

Are you an experienced FATCA/CRS professional looking to take ownership of complex, multi-jurisdictional reporting while driving regulatory excellence, process improvements, and automation initiatives in a dynamic international banking environment? Join us and become a key expert in a highly visible role where you will combine regulatory expertise, data analytics, and project work to help shape the future of tax reporting.

Banking Circle is a fully licensed, technology enabled bank processing over €1 trillion in payments every year - and growing. We exist to power the global economy’s most ambitious payments businesses with infrastructure that is fast, modern, and engineered for scale. Today, more than 800 people across 11 countries work together as one global team. We move fast, we think boldly, and we build with intent - because our clients depend on us to keep pace with the world’s most dynamic payments flows. We are expanding globally, scaling our capabilities, and deepening our impact, so if you want to shape the future of financial infrastructure - this is the place.

Your team welcomes you with open arms

As our new Senior FATCA/CRS Reporting Specialist in the Regulatory Reporting team in Warsaw, you’ll experience an open and knowledge driven culture, where everyone can thrive, connect with colleagues, learn and grow. Here you will be empowered to make an impact every day.

In this role you will get the chance to take ownership of the end-to-end preparation, validation, and filing of the Group's international tax-transparency and information reporting. You cover FATCA and CRS across all Banking Circle entities, the new Crypto Asset Reporting Framework (CARF), and a growing portfolio of other tax reporting obligations or equivalent country specific returns.

You will handle and support reporting activities globally, spanning multiple jurisdictions in Europe, the Nordics, the UK, APAC, North America, and the Middle East. To be successful, you ensures every submission is timely, accurate, and fully compliant with the applicable legislation.

We offer a hybrid work model for our employees to allow for flexibility and productivity. However, we do expect you to spend most of your time in the office to build community and efficiency in the team.

Exciting work is waiting for you

• Production of tax-transparency reporting for all Banking Circle entities: prepare, validate, and submit FATCA and CRS returns to the relevant tax authorities within statutory deadlines, including registration/enrolment in each reporting jurisdiction.
• CARF (Crypto-Asset Reporting Framework): support the build-out and ongoing delivery of CARF reporting as it comes into force, translating the new OECD requirements into operational processes.
• Wider tax reporting: produce and file other tax and information reports as the obligations expand - including DAC6 (cross-border arrangements), CESOP (payment data reporting), Spanish Modelo 196, and similar country specific returns.
• Data integrity and quality: ensure the accuracy of TINs, tax residencies, controlling persons, account balances, and reportable payments, with full XML schema/validation compliance; run data validations, exception reports, and reconciliations, and resolve authority rejections and error codes promptly.
• Due diligence and classification: oversee entity and individual classification (FI, Active/Passive NFE, Specified US Person), self-certification and TIN collection, indicia review and curing, and remediation of undocumented or invalid accounts.
• Controls framework: follow up and enhance the existing controls framework - checklists, 4-eyes reviews, exception logs, and audit trails - and drive continuous improvement.
• Process optimization: identify and implement efficiencies across the tax reporting lifecycle, including automation and better use of source data.
• Dialogue with authorities and advisors: liaise with tax authorities, external advisors, and software/vendor teams to validate reportable data, resolve queries, and correct errors and bugs.
• Documentation: produce and maintain policies, procedures, and work instructions, ensuring version control and staff access.
• Advisory and stakeholder support: act as subject-matter expert for Onboarding/KYC, Operations, Legal, Risk, and Compliance on FATCA/CRS/CARF and related matters.
• Projects: participate in expansion projects, new-jurisdiction onboarding, and system/regulatory change initiatives, following up on implementation.

Things we’ll look for on your resume

To be successful in this role, you will bring 5+ years of experience in the financial services or banking sector. You hold a bachelor's or master's degree in Tax, Law, Accounting, Finance, Economics, or a related field, although technical background and relevant tax reporting experience are also considered. You have a solid understanding of FATCA and CRS regulations, OECD schemas, intergovernmental agreements, and reporting requirements across multiple jurisdictions.

You are comfortable managing full reporting cycles independently, coordinating with multiple stakeholders, and ensuring high standards of data quality and regulatory compliance. Strong analytical and problem-solving skills, excellent data handling capabilities, including advanced Excel and XML validation tools, and the ability to document processes clearly are essential. You are proactive, collaborative, and interested in driving efficiencies through process improvements, project work, and new technologies, including AI. Exposure to CARF, DAC6, CESOP, or Modelo 196 reporting, experience with tax reporting platforms, regulatory audits, international reporting regimes across NA, APAC, and the Middle East, as well as mentoring junior colleagues, would be considered strong advantages.

Banking Circle is an international company. Our internal workforce consists of over 50 nationalities, and our clients and partners are located all over the globe. Therefore, our company language is English. For this role, being fluent in Polish is mandatory. Additional language skills, particularly German or a Nordic language, would be considered as an advantage.

If you have questions, please reach out to Kheira NOUGAL, Global Recruitment Partner from People Team on [e-mail]. No recruitment agencies, thanks.

We are proud to be an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, colour, age, religion, sexual orientation, national origin or any other characteristic protected under federal, state or local laws, regulations and ordinances. To learn more about Banking Circle, visit us at www.bankingcircle.com