Senior Director, Capital Adequacy & Risk Leadership

XTB online investing; Warszawa; On-site; PLN 600,000 - 800,000; Full time

Job summary

XTB online investing is seeking an experienced risk leader to shape and grow the Group's risk management framework. Reporting to the Chief Risk Officer, you will be the CRO’s senior delegate for day-to-day leadership and development of the Group risk function across international operations.

This senior role blends deep technical risk expertise with strategic judgment and strong people management. You will lead seasoned risk specialists, drive group-wide risk processes, and ensure risk practices

Qualifications

• Experience in risk management within a regulated financial institution.
• Broad understanding of ERM principles including appetite, assessment, monitoring and governance.
• Leadership experience managing risk professionals and teams.
• International/multi-entity work experience coordinating risk across subsidiaries.

Responsibilities

• Group Risk Oversight: Support group-wide risk governance and escalation of material risks.
• Capital adequacy & prudential processes: Oversee capital planning and prudential requirements.
• Prudential reporting: Ensure consistent methodologies and regulatory reporting across entities.
• Financial risk management: Provide direction for market and counterparty risk and stress testing.
• Modeling & valuation: Guide development of risk models and valuation methods for derivatives.
• Leadership & team development: Lead risk professionals and allocate resources effectively.
• ERM development & governance: Support ERM framework, risk appetite, monitoring and reporting.
• Product & strategic review: Assess risk implications of new products and business changes.

Skills

Group risk oversight

Capital adequacy

Prudential risk

Financial risk management

Modeling & valuation

People leadership

Stakeholder management

Communication

Job description

XTB online investing is seeking an experienced risk leader to shape and grow the Group's risk management framework. Reporting to the Chief Risk Officer, you will be the CRO’s senior delegate for day-to-day leadership and development of the Group risk function across international operations.

This senior role blends deep technical risk expertise with strategic judgment and strong people management. You will lead seasoned risk specialists, drive group-wide risk processes, and ensure risk practices