Senior Credit Risk Manager (f/m/d)

Axpo; Warszawa; Hybrid; PLN 450.000 - 650.000; Vollzeit

Zusammenfassung

Axpo Polska is seeking a Senior Credit Risk Manager to own counterparty credit risk for an assigned portfolio. You will execute credit policy, assess counterparty risk, and oversee ratings and limits with input from stakeholders across the business.

You will mentor others, participate in risk projects, and support onboarding of new team members. Strong English, analytical skills, and Excel proficiency are essential for success.

Qualifikationen

• A degree in Finance, Economics, or related field.
• Minimum 10–12 years in Credit Risk in banking or commodity trading.
• Expertise in Financial risk management, Credit risk management, and modelling credit risk.
• Strong analytical, solution-focused mindset.
• Proficient in MS Office, especially Excel.
• Fluent English (C1–C2).

Aufgaben

• Execute the credit policy by entering, verifying and accepting credit-risk agreements in the system.
• Conduct comprehensive counterparty credit assessments, determining ratings and limits.
• Oversee and manage assigned counterparties' credit risk per policy.
• Conduct annual credit reviews and update ratings and limits.
• Participate in company-wide projects related to credit risk and process improvements.
• Support onboarding of new Credit Risk team members and share procedures.
• Assist Margining team to manage collateral exchanges with counterparties where applicable.

Kenntnisse

Credit risk management

Financial risk management

Modelling credit risk

Analytical thinking

Communication skills

Teamwork

English proficiency

Ausbildung

Bachelor's degree in Finance, Economics or related field

Tools

Excel

Jobbeschreibung

Join Axpo Polska as a Senior Credit Risk Manager and take ownership of counterparty credit risk for an assigned portfolio. Bring your expertise, mentor others, and help shape a strong credit risk culture.

What you will do:

• Execution of the credit policy, including entering, verifying and accepting credit-risk-related agreements in the system.
• Conducting comprehensive counterparty credit assessments, including the determination of appropriate credit ratings and credit limits.
• Independent oversight and management of an assigned portfolios of counterparties with respect to credit risk, in accordance with the applicable credit risk policy.
• Conducting annual credit reviews, including analysis of counterparties’ financial situations and updating their ratings and credit limits.
• Participation in additional company-wide projects related to the credit risk area, including cooperation with relevant stakeholders and implementation of process improvements
• Supporting the onboarding of new employees within the Credit Risk team, including knowledge transfer, familiarization with internal procedures and guidance on day-to-day responsibilities.
• Providing support to and cooperating with the Margining team within the assigned portfolio to ensure the accurate day-to-day management of collateral exchanges with counterparties, where applicable.

What you bring & who you are:

• A degree in Finance, Economics, or a related field
• Minimum: 10-12 years in Credit Risk in banking or commodity trading (preferred)
• Required expertise:
  • Financial risk management
  • Credit risk management
  • Modelling credit risk
• Strong analytical skills, an open and curious mind, and a solution-focused approach
• Good working knowledge of Microsoft Office, especially Excel
• Strong written and verbal communication skills, and a team-oriented mindset
• Full professional proficiency in English is required. C1-C2

About the team:

You'll join the Risk Center team, working closely with the Head Risk Center and colleagues across the business. We value curiosity, collaboration, and a shared commitment to building long-lasting, trusted relationships.

At Axpo Group, we are dedicated to fostering a culture of non-discrimination, tolerance, and inclusion. As an equal opportunity employer, we welcome applications regardless of race and ethnicity, gender identity and expression, sexual orientation, age, disability, as well as socioeconomic, cultural, and religious background. We are committed to ensuring a respectful and inclusive recruiting process and workplace for everyone.