Senior Credit Risk Analyst – Underwriting & Insights

Worldline; Poland; On-site; PLN 90,000 - 120,000; Full time

Benefits offered by this job

Private medical & life insurance

Meal allowance

Holiday allowance

Public transportation allowance

Annual bonus

Job summary

Worldline is seeking a Credit Risk Analyst to join our global risk team in Poland. The role covers underwriting and reviewing merchants across e-retail, wholesale, and travel sectors, with a focus on non-delivery exposure and credit quality.

You will interact with finance leaders and risk committees, ensuring robust risk assessment and compliance. The ideal candidate has 4+ years in financial analysis and knowledge of financial statements, with strong communication and stakeholder skills, plus a

Qualifications

• Deep knowledge of financial statements, financial & cashflow analysis
• Ability to assess merchant risk and credit quality
• Strong communication and negotiation skills

Responsibilities

• In-depth financial analysis (P&L, BS, CF) and underwriting/credit assessments of merchants
• Present credit proposals to risk committees
• Annual/periodic reviews of assigned limits and changes in risk classification
• Collaborate with business development and support onboarding processes
• Communicate with merchants at CFO/treasurer level
• Review legal documents to ensure policy compliance
• Credit risk signing authority as appropriate
• Coach and guide team members

Skills

Financial analysis

Corporate risk assessments

Stakeholder management

English fluency

Communication

Education

Master's degree in finance/accounting/business economics

Job description

Worldline is seeking a Credit Risk Analyst to join our global risk team in Poland. The role covers underwriting and reviewing merchants across e-retail, wholesale, and travel sectors, with a focus on non-delivery exposure and credit quality.

You will interact with finance leaders and risk committees, ensuring robust risk assessment and compliance. The ideal candidate has 4+ years in financial analysis and knowledge of financial statements, with strong communication and stakeholder skills, plus a