Product Owner/Product Manager

Vodeno; Poland; Hybrid; PLN 180,000 - 300,000; Full time

Benefits offered by this job

Individual Development Budget

VIP-level private medical care

Flexible work location

Apple MacBook

Snacks in the office

Co-sponsorship of Multisport card

UniCredit bank account—no fee

Multisport card

Job summary

A leading digital bank in Poland is seeking a Product Owner/Product Manager with expertise in BaaS and fintech. The role involves leading strategic product initiatives, developing scalable solutions, and collaborating directly with clients. Candidates should have a minimum of 5 years in product roles and a deep understanding of the BaaS value chain. This is a hybrid position that offers opportunities for innovation and impact within an exciting digital banking environment.

Qualifications

• 5 years of experience in product roles focusing on BaaS, fintech, Embedded Finance, SaaS or payments.
• Understanding of the BaaS value chain: accounts, payments, compliance, cards, client onboarding.
• Experience in handling client needs and turning them into valuable product propositions.
• Result-driven with scope ownership and decision-making.
• Cross-functional collaboration with Sales, Compliance, Engineering, Finance.
• Entrepreneurial mindset focused on value and impact, not just features.

Responsibilities

• Lead strategic initiatives for UniCredit Group across Europe.
• Shape scalable and repeatable solutions with clients.
• Manage solution design from concept to delivery.
• Participate in pre-sales activities to evaluate feasibility.
• Ensure smooth delivery execution, resolving any blockers.
• Collaborate with legal, compliance, finance, and engineering to align solutions.
• Monitor outcomes: revenue potential, time-to-market, margins, course-correct as needed.
• Grow into a CAT lead role with client-facing delivery responsibility.

Skills

Experience in product roles (BaaS, fintech, Embedded Finance, SaaS or payments)

Understanding of the BaaS value chain

Direct client interaction experience

Results-oriented mindset

Cross-functional collaboration skills

Pragmatic and independent

Entrepreneurial mindset

Job description

What we do

Hi, we are Vodeno. We are innovators in the Banking-as-a-Service space. Our technology is cloud-native, and our teams work in the cloud like fish in water. Supported by a leading global equity firm and the ecosystem of nearly 90 partners, our Platform opens new opportunities for businesses across Europe to integrate financial products and services into their solutions. As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Based on financial sector know-how and expertise in cloud technology, we provide a set-up of customer-facing and daily banking services which include: digital onboarding, accounts, cards, payments, and lending with a white-label mobile app channel access. We are defined by the following values:

• Client at the centre - we deliver value to our clients
• Curiosity - we want to know more!
• Accountability - we deliver on our promises
• Collaboration - we can achieve more with others

We are currently looking for Product Owner/Product Manager with domain in BaaS, Embedded Finance, Fintech, SaaS or payments ready to join our adventure.

What you will be doing

You will join our Customer-Aligned Team (CAT) model — a cross-functional squad fully responsible for building and delivering BaaS solutions to specific clients or client groups.

In this role you will have unique opportunity to be Product Owner/Product who will be leading strategic initiatives for UniCredit Group across Europe.

This is a hybrid role between a Product Manager and a Business Builder — combining product thinking, client-facing collaboration, and end-to-end execution.

You will:

• Build value with and for the client, by shaping solutions that are not just deliverable, but scalable and repeatable.
• Co-create use cases with clients and Sales based on real business needs — and shape them into productized, repeatable offerings.
• Lead solution design from idea to live delivery, owning the result and value delivered to the client.
• Take active part in pre-sales, helping scope technical and business feasibility while staying lean.
• Run delivery execution: own scope, remove blockers, and ensure we deliver what was promised - on time, with clarity.
• Collaborate across various teams such as: legal, compliance, finance, and engineering to ensure the solution makes sense across all dimensions.
• Monitor outcomes: revenue potential, time-to-market, delivery margin - and course-correct when needed.
• Contribute to building playbooks and assets that help us scale delivery across similar clients.
• Grow into a CAT lead role, with direct responsibility for a client-facing delivery squad in the future.

Skills you should have

• You have 5 years of experience in product roles (BaaS,fintech, Embedded Finance, SaaS or payments).
• You understand the BaaS value chain: accounts, payments, compliance, cards, client onboarding.
• You’ve worked with clients directlyand know how to turn unclear needs into concrete, valuable product propositions.
• You care about results, not just roadmaps— and are comfortable being the person who signs off scope and stands behind it.
• You work well across functions: Sales, Compliance, Engineering, Finance.
• You’re pragmatic, independent, and enjoy solving ambiguous challenges without waiting for permission.
• You have an entrepreneurial mindset: focused on value, cost, and impact— not just features

What we offer

What we offer You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies. You will be provided an Individual Development Budget, dedicated to enhancing your professional skills. If your role permits, we also offer flexible work location. You and your closest family will be covered with VIP-level private medical care which includes dental treatment and ahospitalisation package. We care for our colleagues’ well being, therefore we coverpsychological consultations if you ever feel you need such support. UniCredit bank account without fee. We co-sponsor your Multisport card and cover50% of its cost. You will work on computer equipment that delivers the best user experience —Apple MacBook. Our office in Warsaw offers healthy snacks throughout the day.

Our process

We keep our recruiting process simple. Step 1: Talk with one of our Recruiters about your to date experiences and ambitions Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table. Please note that we may close a job posting early if we receive a large number of exceptional applications. Good luck!

Contact information

You can contact us [e-mail] and we will be more than happy to help.