Senior PSR / FIDA Architect

EPAM Systems; Poland; Hybrid; PLN 180,000 - 300,000; Full time

Benefits offered by this job

Hybrid by design: remote within Poland

Opportunity to work abroad up to 60 d/

Career development programs

English classes

Health insurance

Employee Stock Purchase Plan (15% off)

Job summary

EPAM Systems in Poland seeks a Senior PSR / FIDA Architect to lead end-to-end design for PSD3, PSR and Open Finance compliance, ensuring regulator-ready architectures. This role combines hands-on architecture with technical leadership across a high-visibility program.

You will translate regulatory requirements into implementable designs, produce HLDs/LLDs and sequence diagrams, and engage with regulators and auditors to ensure compliance by design.

Qualifications

• Minimum experience as a lead architect in large-scale banking transformation
• Ability to translate PSD3, PSR, Open Finance into designs
• Strong architectural documentation skills (HLD/LLD)
• Experience with regulators and auditors and ensuring regulatory alignment

Responsibilities

• Own the end-to-end architecture for PSR / FIDA compliance initiatives
• Translate PSD3, PSR and Open Finance / FIDA regulatory requirements into architectural designs
• Produce and review High-Level Designs (HLDs), Low-Level Designs (LLDs) and sequence diagrams
• Lead technical decision-making and ensure alignment with enterprise standards
• Act as the single point of technical accountability for the compliance program
• Embed “compliance by design” across all solution architectures
• Engage with auditors, regulators and internal stakeholders for architectural integrity
• Serve as a visible technical leader across program workstreams
• Collaborate with cross-functional teams to accelerate delivery

Skills

PSR / FIDA architecture

PSD3 interpretation

Open Finance / Regtech

HLD/LLD/sequence diagrams

Microservices, Kubernetes

C-level stakeholder engagement

Tools

Kubernetes

API standards

OpenAPI

Job description

We’re looking for a Senior PSR / FIDA Architect to join our team in Poland. In this role, you will be the end-to-end design authority for delivering PSD3, PSR and FIDA (Open Finance) compliance solutions. Acting as a hands-on architect and technical leader, you will ensure the bank delivers secure, resilient, regulator-ready architectures aligned with EU regulations and enterprise standards. This is a strategic opportunity to influence business, regulatory and technology decisions in a high-visibility program that drives compliance by design.

Responsibilities

• Own the end-to-end architecture for PSR / FIDA compliance initiatives
• Translate PSD3, PSR and FIDA regulatory requirements into implementable architectural designs
• Produce and review key artifacts, including High-Level Designs (HLDs), Low-Level Designs (LLDs) and sequence diagrams
• Lead technical decision-making and ensure alignment with other projects and enterprise standards
• Act as the single point of technical accountability for the compliance program
• Embed "compliance by design" principles across all solution architectures
• Engage with auditors, regulators and internal stakeholders to ensure architectural integrity and regulatory alignment
• Serve as a visible technical leader across program workstreams
• Collaborate with cross-functional teams in business, risk, and technology domains to accelerate delivery

Requirements

• Proven experience as a Lead Architect in large-scale banking transformation or regulatory compliance initiatives
• Expertise in interpreting and implementing PSD3, PSR, and Open Finance / FIDA regulations into solution designs
• Strong architecture design skills, including HLD, LLD and sequence diagram creation
• Familiarity with modern banking integration patterns and API standards
• Practical knowledge of microservices, Kubernetes / OCP-based platforms and event-driven architecture
• Strong ability to engage with C-level stakeholders, regulators and auditors
• Excellent communication and documentation skills
• Hands-on architect approach, with ability to dive deep into technical details when required

Nice to have

• Experience working with Berlin Group and OBIE standards
• Knowledge of consent management platforms and secure data-sharing models
• Background in security and compliance oversight for financial services
• Experience dealing with regulators (Central Bank, European Banking Authority) and audit/assurance processes

We offer

• We gather like-minded people:
  • Top tech minds driving innovation in AI, cloud and digital platform modernization
  • Supportive team and agile, startup-like culture
  • Hybrid by design mode and opportunity to work remotely within Poland
  • Chance to work abroad for up to 60 days annually
  • Business-driven relocation opportunities
• We provide growth opportunities:
  • Career development programs
  • Thought leadership, mentoring, soft skills and well-being programs
  • Certification (Anthropic, Gemini, GCP, Azure, AWS)
  • English classes
• We cover it all:
  • Stable pay
  • Participation in the Employee Stock Purchase Plan with a 15% discount
  • Benefits package (health insurance, multisport, shopping vouchers)
  • Referral bonuses up to $2,000
  • Offices featuring entertainment and relaxation zones, table tennis and football, free snacks, coffee and more
  • Corporate, social and well-being events
• Please, note:
  • Benefits listed above are available to employees only
  • We are open for working with Contractors. Terms of B2B cooperation agreements are agreed individually
  • We will reach out to selected candidates exclusively

EPAM is global leader in AI transformation engineering and integrated consulting, serving Forbes Global 2000 companies and ambitious startups. With over thirty years of expertise in custom software, product and platform engineering, we empower our clients to become AI-Native enterprises, driving measurable value from innovation and digital investments.