Merchant Monitoring & AML Risk Analyst

Worldline; Warszawa; On-site; PLN 110,000 - 170,000; Full time

Benefits offered by this job

Private medical & life insurance

MyBenefit Platform

Holiday allowance

Public transportation allowance

Meal allowance

Semi-annual bonus

Glasses/lenses reimbursement

Job summary

Worldline Warsaw is seeking a risk specialist to ensure we do business only with compliant merchants and to protect the company's reputation from money laundering risks. You will conduct research using external sources and assess merchant KYC data, reporting to the Merchant Monitoring Team Manager.

The role mainly operates from Warsaw with a global stakeholder network. You will review risk, ensure scheme compliance, and drive improvements while coaching teammates in best practices.

Qualifications

• Understanding of KYC, AML, and other regulatory requirements.
• 1+ years of experience in a similar role within financial services, preferably payments or banking.
• Excellent written and verbal English.
• Strong attention to detail and analytical skills.
• Results-oriented with the ability to prioritize in a fast-paced environment.
• Strong communication, presentation and stakeholder management skills.
• Willingness to work with multiple computer systems/programs.
• Nice to have Nordic language skills.

Responsibilities

• Monitor existing merchant profiles to ensure regulatory and policy compliance (CDD review & EDR).
• Evaluate risk level of customers based on business type, transaction volume, and location.
• Perform lookups in sanction lists and Card Scheme databases.
• Verify and request accurate KYC records and related documentation.
• Proactively assess processes, identify gaps, and suggest or implement improvements; mentor others.
• Stay updated on regulatory developments related to KYC/AML to promote compliance.

Skills

KYC & AML

Financial services

English proficiency

Attention to detail

Stakeholder mgmt

Analytical thinking

Process improvement

Nordic languages

Education

Finance / Business Administration

Tools

Various computer systems

Job description

Worldline Warsaw is seeking a risk specialist to ensure we do business only with compliant merchants and to protect the company's reputation from money laundering risks. You will conduct research using external sources and assess merchant KYC data, reporting to the Merchant Monitoring Team Manager.

The role mainly operates from Warsaw with a global stakeholder network. You will review risk, ensure scheme compliance, and drive improvements while coaching teammates in best practices.