KYC/AML Specialist – Onboarding Risk & Compliance

Nexi Group; Poznań; On-site; PLN 120,000 - 180,000; Full time

Benefits offered by this job

Tech equipment

International team

PayTech University training

Competitive benefits

Job summary

Nexi Group, PayPro S.A. in Poznań, is seeking a KYC/AML Specialist (ECOM) to join the Customer Risk Assessment Department. You will verify new merchants, assess ownership structures, and ensure compliance with AML regulations before contract activation.

The role involves screening against sanctions and card-scheme databases, maintaining data accuracy, and collaborating with Compliance and Sales teams. Polish fluency and Excel skills are essential.

Qualifications

• 2 to 3 years of experience in KYC/AML, compliance or customer due diligence.
• Good knowledge of Polish AML/CFT Act and of national and international KYC/AML regulations.
• Ability to analyse company registry data and ownership structures.
• Higher education, preferably in Economics, Finance and Banking, Law, Administration, Management or a related field.
• Language requirements: Fluency in Polish, B2 in English.
• Good command of MS Office, especially Excel.
• Accuracy, strong organisational skills and a proactive approach to problem-solving.
• Ability to make decisions and document them clearly.
• Ability to acquire new knowledge quickly and share it with the team.
• Bonus Skills: experience in card acquiring or payment services; AML/KYC courses; familiarity with EU AML package; experience in project work.

Responsibilities

• Carry out KYC/AML verification of new ECOM merchants before contract activation.
• Verify company registry data (KRS, CEIDG) and assess data completeness and consistency.
• Identify representatives and beneficial owners; check against CRBR.
• Screen merchants against sanctions, PEP lists, KNF warnings, and card scheme databases.
• Verify merchant outlets and assign MCC codes per Visa/Mastercard rules.
• Review identity verification results including remote video verification.
• Assess merchant financial credibility and refer to Collections when needed.
• Determine merchant risk level and decide activation, rejection or escalation.
• Clarify discrepancies with account managers; cooperate with Compliance and Card Scheme teams.
• Participate in merchant portfolio migrations and process improvement projects.
• Follow AML regulation changes and KNF guidance; adapt to card scheme rules.
• Represent the team in internal and external meetings.

Skills

KYC/AML

Compliance

Ownership analysis

MS Excel

Polish language

English (B2)

Education

Higher education in Economics/Finance/Law/Administration

Tools

MS Office

Excel

CRBR checks

Visa/Mastercard rules knowledge

Job description

Nexi Group, PayPro S.A. in Poznań, is seeking a KYC/AML Specialist (ECOM) to join the Customer Risk Assessment Department. You will verify new merchants, assess ownership structures, and ensure compliance with AML regulations before contract activation.

The role involves screening against sanctions and card-scheme databases, maintaining data accuracy, and collaborating with Compliance and Sales teams. Polish fluency and Excel skills are essential.