Hybrid Payments Systems Analyst: Authorization & E-commerce

Capco; Poland; Hybrid; PLN 120,000 - 190,000; Full time

Job summary

Capco Poland is a global technology and management consultancy focused on digital transformation for financial services. We are seeking a System Analyst to support analysis, design and implementation across Authorization Host, SWITCH, POS handling and e-commerce domains.

You will work with business stakeholders, architects and security teams to deliver reliable, secure payment processing across channels, defining flows, documenting requirements and ensuring successful integration.

Qualifications

• Minimum 5 years in system or business analysis in payments/fintech.
• Strong knowledge of authorization processing and acquiring flows.
• Experience with Authorization Host and SWITCH platforms.
• Excellent documentation and stakeholder management.
• Fluency in English and Polish.

Responsibilities

• Gather and analyze business and system requirements for Authorization Host and SWITCH platforms.
• Prepare system analysis documentation, transaction flow diagrams and interface specifications.
• Design and document authorization, capture, routing and settlement transaction flows.
• Analyze transaction routing, stand-in processing, timeout and fallback scenarios.
• Support POS terminal handling, device integrations and terminal management processes.
• Analyze Payment Gateway and PSP integrations.
• Support e-commerce payment flows including card-not-present transactions and 3-D Secure authentication.
• Prepare ISO8583 and ISO20022 message mappings.
• Analyze Host-to-Host integrations and communication models.
• Support initiatives related to Visa, Mastercard, American Express and BLIK.
• Define payment security requirements including HSM, cryptographic keys and PCI PIN.
• Prepare test scenarios and support integration testing, UAT and production rollout.
• Collaborate with business, IT, Operations, Security teams and external vendors.

Skills

Analytical thinking

Documentation

Stakeholder management

Communication

Fluent English

Fluent Polish

System analysis

Payment domain knowledge

Tools

ISO8583

ISO20022

HSM

PCI PIN

3-D Secure

Payment gateway integrations

Host-to-Host integrations

POS handling

Job description

Capco Poland is a global technology and management consultancy focused on digital transformation for financial services. We are seeking a System Analyst to support analysis, design and implementation across Authorization Host, SWITCH, POS handling and e-commerce domains.

You will work with business stakeholders, architects and security teams to deliver reliable, secure payment processing across channels, defining flows, documenting requirements and ensuring successful integration.