Credit Risk & Growth Architect — Digital Lending

IPF Digital group; Warszawa; Híbrido; PLN 280.000 - 420.000; Tempo integral

Benefícios oferecidos por esta vaga

Hybrid work model

Mental health platform with certified-

Multisport card

Private health care

Resumo da vaga

IPF Digital Warsaw is looking for a senior credit risk leader to drive growth while balancing risk and profitability. You will own the end-to-end risk strategy across underwriting, collections, and operations, collaborating with our global credit hub and external partners.

You will translate data into actionable decisions, design and adapt risk rules and scorecards, and work across global teams to optimize credit performance while preserving customer experience.

Qualificações

• Solid experience in credit risk management within digital lending or financial services.
• Strong understanding of consumer credit regulations.
• Experience with credit policies, decisioning and scoring, including SQL.
• Ability to translate data into decisions and work with complex datasets.
• Experience with external partners and cross-functional international teams.
• English proficiency is required.

Responsabilidades

• Shape and own credit risk strategy for digital lending.
• Data-driven decision making: analyze performance data, oversee rules, models, scorecards and decision systems.
• Manage underwriting and collections strategy and operations.
• Collaborate with external partners and internal stakeholders.
• Work in an international, cross-functional environment.

Conhecimentos

Credit risk management

SQL

Data analysis

Communication

English

Ferramentas

Credit risk tools

Descrição da vaga

IPF Digital Warsaw is looking for a senior credit risk leader to drive growth while balancing risk and profitability. You will own the end-to-end risk strategy across underwriting, collections, and operations, collaborating with our global credit hub and external partners.

You will translate data into actionable decisions, design and adapt risk rules and scorecards, and work across global teams to optimize credit performance while preserving customer experience.