Credit Risk Reporting & Data Governance Lead

Luxoft; Kraków; Presencial; PLN 180 000 - 240 000; Tempo integral

Resumo da oferta

Luxoft Kraków is seeking an experienced risk reporting professional to join our international banking team. You will design and produce senior management and committee reports, support credit and regulatory reporting, and help ensure data quality and governance across Risk, Finance and Technology functions.

The role requires deep expertise in data governance, portfolio analysis and advanced Excel, Python and BI tools, with a proven ability to translate complex data into clear leadership insights

Qualificações

• Minimum 10 years of experience in credit risk-related roles, specialising in risk reporting.
• Demonstrated experience designing, producing and controlling senior management and committee reporting.
• Strong knowledge of data governance principles, including data ownership, lineage, critical data elements, data-quality measurement, reconciliation and issue management.
• Strong analytical capability, including portfolio analysis, trend interpretation, root-cause analysis and translation of complex data into clear management insights.
• Experience improving or automating reporting processes and working with reporting, data visualization or business intelligence tools.
• Excellent written and oral communication skills, with the confidence to influence, challenge constructively and resolve issues across senior stakeholder groups.
• Strong organisational skills, attention to detail, ownership and the ability to manage competing priorities and deadlines.
• Advanced proficiency in Microsoft Excel, Word & PowerPoint, and Python.
• Ability to build effective working relationships across functions, legal entities and borders, with strong multicultural awareness.

Responsabilidades

• Design, produce, review and control senior management and committee reporting.
• Support credit risk reporting, regulatory reporting and portfolio analysis.
• Ensure the accuracy, completeness, consistency and traceability of reported data.
• Oversee data quality controls, reconciliations, issue tracking and remediation activities.
• Support data governance standards, including data ownership, data lineage and critical data elements.
• Analyse portfolio trends, investigate data discrepancies and identify root causes of reporting issues.
• Identify opportunities to optimise and automate reporting processes.
• Collaborate with Risk, Finance, Technology, Operations and Data stakeholders to resolve reporting and data-related issues.
• Ensure appropriate reporting controls and governance standards are maintained.

Conhecimentos

Credit risk

Reporting design

Data governance

Portfolio analysis

BI tools

Data quality

Communication

Organisational skills

Excel

Word

PowerPoint

Python

Cross-cultural awareness

IRB frameworks

Regulatory knowledge

Data visualization

Automation

Stakeholder management

Ferramentas

Excel

Word

PowerPoint

Python

Descrição da oferta de emprego

Project description

The role focuses on credit risk reporting, regulatory reporting and data governance within an international banking environment. The successful candidate will support senior risk management by ensuring accurate and timely reporting, maintaining data quality controls and continuously improving reporting processes. The role involves close collaboration with Risk, Finance, Technology and Data stakeholders.

Responsibilities

• -Design, produce, review and control senior management and committee reporting.
• -Support credit risk reporting, regulatory reporting and portfolio analysis.
• -Ensure the accuracy, completeness, consistency and traceability of reported data.
• -Oversee data quality controls, reconciliations, issue tracking and remediation activities.
• -Support data governance standards, including data ownership, data lineage and critical data elements.
• -Analyse portfolio trends, investigate data discrepancies and identify root causes of reporting issues.
• -Identify opportunities to optimise and automate reporting processes.
• -Collaborate with Risk, Finance, Technology, Operations and Data stakeholders to resolve reporting and data-related issues.
• -Ensure appropriate reporting controls and governance standards are maintained.

SKILLS

Must have

• Minimum 10 years of experience in credit risk-related roles, specialising in risk reporting. Regulatory reporting experience is also acceptable.
• - Demonstrated experience designing, producing and controlling senior management and committee reporting.
• - Strong knowledge of data governance principles, including data ownership, lineage, critical data elements, data-quality measurement, reconciliation and issue management.
• - Strong analytical capability, including portfolio analysis, trend interpretation, root-cause analysis and translation of complex data into clear management insights.
• - Experience improving or automating reporting processes and working with reporting, data visualisation or business intelligence tools.
• - Excellent written and oral communication skills, with the confidence to influence, challenge constructively and resolve issues across senior stakeholder groups.
• - Strong organisational skills, attention to detail, ownership and the ability to manage competing priorities and deadlines.
• - Advanced proficiency in Microsoft Excel, Word & PowerPoint, and Python.
• - Ability to build effective working relationships across functions, legal entities and borders, with strong multicultural awareness.

Nice to have

• - Experience with Internal Ratings-Based (IRB) frameworks and associated credit risk data requirements, demonstrating understanding of regulatory risk assessment methodologies.
• - Familiarity with banking regulations and enterprise risk management frameworks, supporting compliance and risk mitigation efforts.
• - Experience with business intelligence, data visualization, and reporting automation tools, enabling effective data analysis and presentation.
• - Knowledge of data lineage frameworks, data quality metrics, and formal data ownership models, ensuring data integrity and accountability.
• - Experience working with complex banking data and source systems, facilitating accurate data handling and integration.
• - Experience implementing or enhancing data governance frameworks within regulated financial institutions, promoting robust data management practices.