Credit Portfolio Analyst

Solid; Polska; Hybrid; PLN 60,000 - 100,000; Full time

Job summary

Solid is seeking a Credit Operations professional to manage end-to-end amendments and ensure data integrity across systems. You will analyze large data sets to surface trends and deliver recommendations, while coordinating with technology, risk, and operations to improve workflows.

The role requires 1–3 years in financial services and strong communication skills. Joining Solid means contributing to governance and risk management initiatives, with regulatory awareness and the ability to handle

Qualifications

• 1–3 years of experience in financial services, credit operations, risk management, or a related field.
• Analytical capability to synthesize large volumes of data and translate findings into clear insights.
• Clear written and verbal communication to present findings to senior stakeholders.
• Strong organizational skills to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proficiency in Microsoft Excel and PowerPoint for well-structured analyses and presentations.

Responsibilities

• Manage end-to-end lifecycle of credit facility amendments and ensure data accuracy across systems.
• Assess amendments for material changes or exceptions and escalate to maintain compliance.
• Analyze large datasets to surface trends and deliver data-driven recommendations to senior stakeholders.
• Coordinate with technology, operations, risk, and controls teams to improve processes and workflows.
• Monitor operational and credit-related risks and support governance activities.
• Participate in business transformation projects from problem identification to post-implementation review.
• Verify documentation meets policy standards and regulatory requirements, including due-diligence like signer screening.

Skills

Data analysis

Stakeholder communication

Time management

Excel

PowerPoint

Education

Bachelor's degree

Tools

Access

SQL

Job description

• Managetheend-to-endlifecycleofcreditfacilityamendments,ensuringcustomerfacilitychangesandcreditapprovalinformationareaccuratelycapturedandmaintainedacrossrelevantsystems.
• Assesscreditfacilityamendmentstoidentifymaterialchangesorexceptions,escalatingissuestomaintaindataintegrityandcompliancewithcreditpoliciesandregulatoryrequirements.
• Analyzelargeandcomplexdatasetstosurfacetrends,identifyoperationalgaps,anddeliverclear,data-drivenrecommendationstoseniorstakeholders.
• Coordinatewithtechnology,operations,risk,andcontrolteamstoresolveprocessissuesandimprovecreditadministrationworkflows.
• Monitoroperationalandcredit-relatedrisksassociatedwithbusinessdecisionsandprocesschanges,supportingcontrolactivitiestostrengthengovernanceframeworks.
• Participateinbusinesstransformationprojectsfromproblemidentificationthroughpost-implementationreview,contributingtomeasurableimprovementsinoperationalefficiencyandriskmanagement.
• Verifythatdocumentationiscompleteandmeetscreditpolicystandardsandlocalregulatoryrequirementsbeforefacilityimplementation,includingduediligenceactivitiessuchasauthorizedsignerscreening.

Kogo poszukujemy?

Required Qualifications & Skills:

• 1–3 years of experience in financial services, credit operations, risk management, business analysis, or a related field.
• Analytical capability to synthesize large volumes of data and translate findings into clear, actionable business insights.
• Clear written and verbal communication skills, including the ability to present findings and recommendations confidently to senior stakeholders.
• Strong organizational skills with a demonstrated ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Proficiency in Microsoft Excel and PowerPoint, with the ability to produce well-structured analysis and presentations.
• Bachelor's degree or equivalent professional experience.

Beneficial Skills & Qualifications:

• Knowledge of credit risk, facility administration, or financial products.
• Familiarity with data analysis tools such as Access, SQL, or reporting platforms.
• Exposure to process improvement or business transformation projects within a financial services or operations environment.