Credit Risk Senior Analyst

HeadHR; Kraków; On-site; PLN 126,000 - 189,000; Full time

Benefits offered by this job

Healthcare

Life assurance

Multisport card

Home-office support

Training & education support

Flexible hours

Free parking

Job summary

HeadHR is seeking a Credit Risk Analyst to prepare periodic credit reports, analyze credit exposure, and monitor collateral within Lombard portfolios. You will perform volatility and stress testing for credit facilities and contribute to risk framework enhancements.

Strong Excel skills, English proficiency, and a proactive, collaborative approach are essential. We offer a competitive package in Kraków, Poland, with healthcare, life assurance, and flexible working arrangements.

Qualifications

• University degree in finance, mathematics, computer science or another quantitative discipline.
• Minimum 2 years banking experience in Risk, Product Control, Front Office or Middle Office.
• Solid understanding of financial instruments and risk-management measures.
• Advanced MS Excel skills with formulas, Pivot and VBA.
• Excellent English, with strong presentation and interpersonal skills.
• Meticulous attention to detail, strong time management and ability to multitask under pressure.
• Proactive, analytical and collaborative mindset.

Responsibilities

• Prepare timely and accurate periodic credit reports and analyze credit exposure and collateral.
• Monitor and control credit data, reconcile global reporting, and improve data tools.
• Analyze Lombard collateral portfolios, exposures, and market movements.
• Perform volatility, simulation and stress-testing analyses for credit facilities.
• Assess instruments used as Lombard collateral and support lending framework improvements.

Skills

Excel

English

Attention to detail

Time management

Analytical

Collaborative

Presentation

Interpersonal

VBA

Education

Finance/Math/CS degree

Tools

Access

SQL

Python

Excel

Job description

Responsibilities:

• Prepare timely and accurate periodic credit reports, analyse changes in credit exposure and collateral, and identify key risks in the lending book.
• Monitor and control credit data, reconcile global reporting returns, consolidate data sets, and improve reporting tools.
• Analyse Lombard collateral portfolios, including financial products, concentration, exposures, market movements and their potential impact.
• Perform volatility, simulation and stress-testing analyses for new and existing credit facilities.
• Assess financial instruments used as Lombard collateral in line with risk methodology and support enhancements to the lending framework and local controls.

What we offer:

• Monthly gross salary of 11,275-16,908 PLN and discretionary variable pay.
• Healthcare, life assurance, Multisport card, home-office setup reimbursement, training and education support, flexible working hours and free parking.

Kogo poszukujemy?

Key requirements:

• University degree in finance, mathematics, computer science or another quantitative discipline.
• At least 2 years of relevant banking experience in Risk, Product Control, Front Office or Middle Office.
• Good understanding of financial instruments and risk-management measures.
• Very good MS Excel skills, including technical formulas, Pivot and VBA.
• Very good English skills, strong presentation and interpersonal skills.
• Excellent attention to detail, time management, ability to manage concurrent tasks and work under pressure.
• Proactive, analytical and collaborative approach.

Nice to have:

• International financial or risk accreditation, such as CFA, FRM or PRM.
• Knowledge of Access, SQL or Python.
• French language skills.