Credit & Collections Analyst

Physiol; Kraków; Hybrid; PLN 120,000 - 160,000; Full time

Job summary

Physiol is seeking a Credit & Collections Analyst in Kraków with strong credit control and accounting skills. The role requires advanced English and French, attention to detail, and proficiency in MS Office and accounting software. You will manage overdue invoices, assess creditworthiness, and negotiate terms, contributing to healthy cash flow.

The position is hybrid in Poland, full-time, with permanent contract. Applications close 30 Oct 2026.

Qualifications

• Proven experience as a Credit Controller or in a similar accounts receivable role.
• Solid understanding of accounting principles, credit control practices, and collection regulations.
• Proficiency in MS Office (especially Excel) and accounting software.
• Strong numerical skills with high attention to detail.
• Advanced English and French skills (written and verbal); Dutch or other European languages are a plus.
• A degree in Finance, Accounting, Business Administration, or a related field is preferred.
• Additional certification in credit management or accounting would be beneficial.

Responsibilities

• Follow up on overdue invoices in line with company collection procedures.
• Escalate payment issues and provide regular updates to management.
• Evaluate credit applications and assess customer creditworthiness using financial data and credit reports.
• Approve or decline credit requests in accordance with internal policies.
• Negotiate payment terms and repayment plans with customers when necessary.
• Maintain accurate and up-to-date records of all credit control activities.
• Monitor accounts receivable and identify potential financial risks.
• Collaborate with Sales, Marketing, Finance, and Leadership teams to support timely payments.
• Identify opportunities to improve credit control processes and reduce bad debt exposure.

Skills

Credit control

Financial analysis

Attention to detail

Advanced English

Advanced French

Education

Finance/Accounting/Business Administration degree

Tools

MS Office

Accounting software

Job description

Job Details: Credit & Collections Analyst

Full details of the job.

Job Requisition Name

Job Requisition Name Credit & Collections Analyst

Job Requisition No

Job Requisition No VN8496

Work Location Name

Work Location Name Poland - Hybrid (Krakow)

Worker Basis

Worker Basis Full Time

Worker Type

Worker Type Employee

Contract Type

Contract Type Permanent

Applications Close Date

Applications Close Date Oct 30, 2026

Purpose

Key Responsibilities

• Follow up on overdue invoices in line with company collection procedures
• Escalate payment issues and provide regular updates to management
• Evaluate credit applications and assess customer creditworthiness using financial data and credit reports
• Approve or decline credit requests in accordance with internal policies
• Negotiate payment terms and repayment plans with customers when necessary
• Maintain accurate and up-to-date records of all credit control activities
• Monitor accounts receivable and identify potential financial risks
• Collaborate with Sales, Marketing, Finance, and Leadership teams to support timely payments
• Identify opportunities to improve credit control processes and reduce bad debt exposure

Qualification

• Proven experience as a Credit Controller or in a similar accounts receivable role
• A solid understanding of accounting principles, credit control practices, and collection regulations
• Proficiency in MS Office (especially Excel) and accounting software
• Strong numerical skills with high attention to detail
• Advanced English andFrench skills (written and verbal), Dutch or any other European languagenice to have
• A degree in Finance, Accounting, Business Administration, or a related field is preferred
• Additional certification in credit management or accounting would be beneficial

Company