Compl AML Intel Officer - Vice President - Fixed Term Contract

Citigroup; Warszawa; Hybrid; PLN 180,000 - 240,000; Full time

Benefits offered by this job

Hybrid work model

Competitive salary

Benefits package

Job summary

Citi Solutions Center Poland in Warsaw is seeking a dedicated CRIU Lead Analyst to perform risk and compliance reviews within AML, guiding investigations of higher risk clients while coordinating with the AML team.

You will mentor analysts, support regulatory exams, and deliver clear findings with SAR reporting while upholding Citi's standards and regulatory requirements.

Qualifications

• Experience in drafting and/or approving Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements.
• Understanding of advanced money laundering typologies and investigative practices.
• Ability to operate with limited supervision and exercise independent judgement.

Responsibilities

• Conduct investigations and research on potentially suspicious clients using internal and external systems.
• Perform cross-sector AML reviews across Citi business lines.
• Document and report findings; prepare case files with supporting documentation.
• Summarize findings in writing and advise senior management on next steps (e.g., SARs or relationship actions).
• Manage risks by analyzing root causes and impacts to the business; escalate as needed.
• Mentor Analysts and assist management during regulatory exams and audits.

Skills

AML investigations

SAR reporting

Cross-sector reviews

Risk analysis

Regulatory knowledge

Mentoring

Documentation

Stakeholder communication

Education

Bachelor's degree

Master's degree preferred

Tools

MS Office

Job description

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview - Fixed Term Contract

The CRIU Lead Analyst is senior professional responsible for performing risk and compliance reviews in coordination with the broader Anti-Money Laundering (AML) team. The overall objective is to utilize in-depth AML knowledge to review, analyze and conduct effective due diligence and investigations on higher risk cases that may be a potential risk to Citi. Responsibilities may also include review of cases completed by Analysts for timeliness and accuracy, coaching/training team members, as required, and assisting management in exams/audits, and mitigating operational risks.

What you'll do

• Conduct investigations and research on potentially suspicious clients using various internal and external systems and databases
• Conduct Cross Sector reviews among multiple Citi business lines.
• Document and report the review/investigation findings and prepare case files with the required supporting documentation
• Summarize, in writing, clear and concise findings of the investigations
• Advise senior management on next steps and provide recommendations on the next course of action (relationship retention, termination, Suspicious Activity Report (SAR))
• Manage risks by analyzing the root cause of issues and impacts to business
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

This role may also be responsible for:

• Review AML cases completed by Analysts to ensure that any material AML risks have been mitigated and case documentation is in accordance with the unit's policies and procedures.
• Carry out SAR Reporting Officer responsibilities by Reviewing/Approving Suspicious Activity Reports (SARs) drafted by Analysts consistent with FinCEN requirements.
• Ensure SAR related regulatory timelines and requirements are followed by the team (i.e., 30 days for SAR; 120 days for supplemental SARs).
• Review/Approve post-investigative actions recommended by Analysts, including relationship termination, Risk Rating Override, and KYC Feedback Loop.
• Ensure that all errors and deficiencies identified by the Quality Assurance Team have been remediated.
• Conduct personalized one-on-one or group mentoring sessions to explain processes, red flags, investigative strategies, techniques, changes in procedures, emerging trends and managerial directives.
• Assist Analysts in overcoming performance related challenges.
• Lead or assist with ad-hoc AML related projects.
• Assist management with regulatory exams and other third-party reviews (e.g., IA, CA).
• Perform complex, cross-sector, and/or high-risk reviews involving unusual transactional patterns, significant negative news, intricate business relationships, potential network activity, prominent/high-profile clients, entities designated as SDN/money laundering concern, and other sensitive matters.
• Manage/mitigate operational risks by analyzing the root cause of issues and impacts to business, make recommendations to Senior Management on process and control enhancements.

What we can offer you

By joining Citi Solutions Center Poland, you will not only be part of a business casual workplace with a hybrid working model (currently up to 2 days working at home per week), but also (potentially, subject to final offer) receive a competitive base salary and enjoy a whole host of additional benefits which can

What we’ll need from you

• Experience in drafting and/or approving Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements
• Understanding of advanced money laundering typologies and techniques, and investigative practices for detecting such activity
• Ability to operate with a limited level of direct supervision
• Ability to exercise independent judgement and autonomy
• Proficient in MS Office
• Proven analytical skills
• Effective verbal and written communication skills
• Comprehensive knowledge of AML regulations preferred
• Responsible for volume, quality and timeliness of work product
• Follows procedures and identifies opportunities to strengthen controls
• Learns from experiences, adapts and improves, and welcomes challenge from others on processes and decisions
• Takes ownership and accountability for delivering outcomes, takes responsibility for own work
• Succeeds together: Builds strong relationships with stakeholders

Education

Bachelor's/University degree, Master's degree preferred