Business Expert/Technical Business Analyst (m/f/d) - Payment Transactions (SWIFT)

Commerzbank Digital Technology Centre Poland; Łódź; Hybrid; PLN 133,920 - 200,880; Full time

Benefits offered by this job

Development plans for employees

Life insurance

Flexible working hours

Integration events

Job summary

Commerzbank Digital Technology Centre Poland is seeking a Business Expert/Technical Analyst to enhance its cross-border payments processing. In this hybrid role based in Łódź, you will analyze and optimize payment workflows, ensuring effective communication between internal applications and Swift services. Key requirements include understanding process chains, SWIFT services, and proficiency in German and English. The position offers development plans, life insurance, and flexible working hours.

Qualifications

• Ability to gather and document business requirements.
• Experience in designing and developing functional solutions.
• Ability to translate business requirements into specifications.

Responsibilities

• Analyze issues in the interaction between internal systems and Swift.
• Define functional test scenarios and quality assurance measures.
• Act as an expert for business analysis within the scrum team.

Skills

Understanding of process chains and message formats (MT and MX)

Knowledge of the SWIFT network and services

Ability to analyze system landscapes

Experience with message transformation and data mapping

Proficiency in German

Proficiency in English

Job description

Join our team as a Business Expert/Technical Analyst!

In your role as Business Expert/Technical Analyst for cross‑border payments you will be part of our vision to further digitalize and optimize payment processing and improve existing workflows for our internal customers with innovative technologies. As a BE responsible in this business area you will drive change and define adequate solutions. You will analyze, design, and optimize message flows and system integrations within the cross‑border payments domain, ensuring seamless communication and data exchange between internal applications and Swift services. You will translate business and technical requirements into implementable solutions—including interface specifications, message mappings, and integration concepts—while ensuring Swift messages are processed accurately, efficiently, and in compliance with regulatory and operational standards. Working closely with business units, IT teams, and external vendors, you contribute to the stability, reliability, and continuous improvement of Swift‑based payment processing. You will work with modern IT infrastructure and tools in an agile product development environment and coordinate necessary communication—including 3rd‑level support—with our main stakeholders, namely private corporates/financial institutions and our backoffice units.

What you will be doing?

• Analyzing issues and requirements arising in the interaction between internal backoffice systems and the Swift infrastructure
• Analyzing business and technical requirements (as‑is / to‑be) and defining appropriate functional and technical solutions (designing message flows, interface specifications, and integration concepts for Swift connectivity)
• Defining functional test scenarios and quality assurance measures—supporting test activities on test environments
• Analyzing and designing solutions with close collaboration with other involved teams
• Acting as one of the experts within your scrum team for all aspects of functional and business analysis for the application supporting payment investigations

What is important for us?

• Understanding of process chains and the formats used (MT and MX)
• Knowledge of the SWIFT network and services (e.g., FIN, FileAct, InterAct)
• Familiarity with message flows, routing, and payment lifecycle processing
• Ability to analyze and understand system landscapes and interfaces between internal systems and the SWIFT infrastructure
• Experience with message transformation, data mapping, and integration concepts
• Understanding of APIs, middleware, and messaging technologies
• Ability to gather and document business requirements
• Experience in designing and developing functional solutions or IT concepts
• Ability to translate business requirements into specifications and test scenarios
• Proficiency in both German and English

How?

Hybrid on Ogrodowa 8 street (Łódź)

What we offer?

• Development plans for employees
• Life insurance
• Flexible working hours
• Integration events and more