Business Expert/Technical Business Analyst (m/f/d) - Payment Transactions (SWIFT)

Commerzbank AG; Łódź; On-site; PLN 133,920 - 200,880; Full time

Benefits offered by this job

Development Plans for employees

Life insurance

Flexible working hours

Integration events

Job summary

Commerzbank AG in Łódź is seeking a Business Expert/Technical Analyst to advance digital payment processing through SWIFT technology. The role involves working within a scrum team, analyzing and designing solutions for internal systems. Key qualifications include knowledge of the SWIFT network, message flows, and bilingual proficiency in German and English. This position offers a hybrid working environment and various employee benefits including life insurance and flexible hours.

Qualifications

• Experience with message transformation and data mapping.
• Ability to analyze system landscapes and interfaces.
• Experience in designing functional IT solutions.

Responsibilities

• Analyze issues in internal systems and Swift infrastructure.
• Define functional and technical solutions for payment processing.
• Support testing activities on relevant test environments.

Skills

Process chains understanding

SWIFT network knowledge

Message flows familiarity

API and middleware understanding

Bilingual in German and English

Job description

Join our team as a Business Expert/Technical Analyst!

In your role as Business Expert/Technical Analyst for cross‑border payments you will be part of our vision to further digitalize and optimize payment processing and improve existing workflows for our internal customers with innovative technologies. As BE responsible in this business area you will be able to drive this change and define adequate solutions. You will analyze, design, and optimize message flows and system integrations within the cross‑border payments domain. Your focus will be on ensuring seamless communication and data exchange between internal applications and Swift services.

You will translate business and technical requirements into implementable solutions including interface specifications, message mappings, and integration concepts. You ensure that Swift messages are processed accurately, efficiently and in compliance with regulatory and operational standards.

Working closely with business units, IT teams and external vendors you contribute to the stability, reliability and continuous improvement of Swift‑based payment processing.

You will work with modern IT infrastructure and tools in an agile product development environment. Furthermore you will coordinate necessary communication including 3rd level support with our main stakeholders, i.e. private, corporates/ financial institutions segments and our back‑office units.

What you will be doing?

• Analyzing issues and requirements arising in the interaction between internal back‑office systems and the Swift infrastructure
• Analyzing business and technical requirements (as‑is / to‑be) and defining appropriate functional and technical solutions (designing message flows, interface specifications, and integration concepts for Swift Connectivity)
• Defining functional test scenarios as well as quality assurance measures – supporting test‑activities on test environments
• Analyzing and designing solutions of the problems in close collaboration with other involved teams
• You are one of the experts within your scrum team for all aspects of functional and business analysis aspects for the application, which supports payment investigations

What is important for us?

• Understanding of process chains and the formats used (MT and MX)
• Knowledge of the SWIFT network and services (e.g. FIN, FileAct, InterAct)
• Familiarity with message flows, routing, and payment lifecycle processing
• Ability to analyze and understand system landscapes and interfaces between internal systems and the SWIFT infrastructure
• Experience with message transformation, data mapping, and integration concepts
• Understanding of APIs, middleware, and messaging technologies
• Ability to gather and document business requirements
• Experience in designing and developing functional solutions or IT concepts
• Ability to translate business requirements into specifications and test scenarios
• Proficiency in both German and English

How?

Hybrid on Ogrodowa 8 street (Łódź).

What we offer?

• Development Plans for employees
• Life insurance
• Flexible working hours
• Integration events
• And much more

Please add the following clause to your application:
1. I consent to the processing of personal data contained in this document by Commerzbank Aktiengesellschaft with its registered office in Kaiserstrasse 16, 60311 Frankfurt am Main, Germany, operating through the Branch in Poland with its registered office in Łódź, 91-203 Łódź, ul. Wersalska 6, KRS 0000631053, for the implementation of the current recruitment process and for the future recruitment for a period of 6 months, in accordance with the Regulation of the European Parliament and of the Council (EU) 2016/679 of 27 April 2016 on the protection of individuals with regard to the processing of personal data the free flow of such data and the repeal of Directive 95/46 / EC (RODO) and in accordance with the Act of 10 May 2018 on the protection of personal data (Journal of Laws of 2018, item 1000). I provided my personal data voluntarily and I declare that they are truthful. I have the right to withdraw this consent at any time. The withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
2. I have read the content of the information clause, including information about the purpose and methods of processing personal data and the right to access my personal data and about the right to correct, rectify and delete it.