AML Subject Matter Expert

TF Bank AB; Gdańsk; On-site; PLN 120,000 - 190,000; Full time

Job summary

TF Bank AB in Gdańsk is seeking a hands-on AML Subject Matter Expert to develop, implement and continuously improve our AML framework across the Group, turning regulation into practical solutions while simplifying processes without compromising AML effectiveness.

You will work across the business with Group colleagues in EU jurisdictions, while also owning key AML initiatives as a strong individual contributor.

Qualifications

• Proven AML / Financial Crime experience
• Strong practical knowledge of AML regulations and frameworks
• Experience designing, implementing and optimizing AML processes across jurisdictions
• Ability to assess market practices and translate regulatory requirements into simple, effective and pragmatic solutions
• AML data analysis experience is highly desirable
• Experience with regulatory bodies and inquiries is an advantage
• Bachelor's degree; CAMS, ICA or equivalent is a plus

Responsibilities

• Develop and implement AML policies, procedures, controls and frameworks across relevant jurisdictions.
• Translate regulatory requirements into practical, proportionate business solutions.
• Review existing AML practices and processes, benchmark against market standards and identify opportunities to simplify, standardize and improve.
• Drive AML process optimization, reducing unnecessary complexity, duplication and manual activity.
• Monitor regulatory and industry developments and implement required changes.
• Partner with Product, Operations, Risk, Compliance, Technology and Data teams to embed AML into processes and product development.
• Use AML data and analytics to identify risks, trends, control weaknesses and opportunities for improvement.
• Develop AML MI, metrics and reporting for management and regulators.
• Support regulatory inquiries, audits and inspections.
• Design and deliver AML training and share best practice across the Group.
• Identify opportunities to use technology and automation to improve AML effectiveness and efficiency.

Skills

AML experience

Regulatory knowledge

Cross-jurisdiction AML

Data analysis

Regulatory inquiries

CAMS/ICA knowledge

Education

Bachelor's degree

Job description

About the role

We are looking for a hands-on AML Subject Matter Expert to help develop, implement and continuously improve our AML framework across the Group.

This is a practical, delivery-focused role for someone who can turn regulation into workable solutions, challenge existing practices and simplify processes without compromising AML effectiveness.

You will work across the business and with Group colleagues in different EU jurisdictions, while also operating as a strong individual contributor with ownership of key AML initiatives.

Key responsibilities

• Develop and implement AML policies, procedures, controls and frameworks across relevant jurisdictions.

• Translate regulatory requirements into practical, proportionate business solutions.

• Review existing AML practices and processes, benchmark against market standards and identify opportunities to simplify, standardize and improve.

• Drive AML process optimization, reducing unnecessary complexity, duplication and manual activity.

• Monitor regulatory and industry developments and implement required changes.

• Partner with Product, Operations, Risk, Compliance, Technology and Data teams to embed AML into processes and product development.

• Use AML data and analytics to identify risks, trends, control weaknesses and opportunities for improvement.

• Develop AML MI, metrics and reporting for management and regulators.

• Support regulatory inquiries, audits and inspections.

• Design and deliver AML training and share best practice across the Group.

• Identify opportunities to use technology and automation to improve AML effectiveness and efficiency.

What we are looking for

• Proven AML / Financial Crime experience, ideally in consumer finance, fintech or banking.

• Strong practical knowledge of AML regulations and frameworks.

• Experience designing, implementing and optimizing AML processes across jurisdictions.

• Ability to assess market practices and translate regulatory requirements into simple, effective and pragmatic solutions.

• AML data analysis experience is highly desirable.

• Experience with regulatory bodies and inquiries is an advantage.

• Bachelor's degree; CAMS, ICA or equivalent is a plus.

You will be successful if you are

• Hands-on, pragmatic and delivery focused.

• Comfortable working independently and taking personal ownership for outcomes.

• A strong individual contributor who also works effectively as part of a team.

• Able to challenge the status quo and simplify complex processes.

• Comfortable making decisions quickly based on available information.

• Data-driven and curious about new external AML practices, technology and automation.

• A strong communicator and relationship builder who can influence colleagues across the organization.

• Willing to share knowledge and promote best practice across the Group.