Stream Head Growth Products

JazzCash; Islamabad; On-site; PKR 8,000,000 - 14,000,000; Full time

Job summary

JazzCash, Pakistan’s leading mobile financial services platform, seeks a Stream Head Growth Products in Islamabad. You will own strategy, roadmap and delivery for growth engagements including promotions, personalization, conversational channels, and merchant offers.

You will turn hypotheses into shipped products, build a reusable engagement platform and lead a team as the portfolio scales. Strong fintech and data fluency are essential.

Qualifications

• 5-7 years of product management experience, including 3+ years building consumer growth products used by millions.
• Knowledge of engagement and CLM platforms, promotions engines, personalization systems and conversational AI.
• Data-fluent (SQL, product analytics, experiment design) with sound judgement on incentive economics.
• Excellent stakeholder management skills and familiarity with regulations for digital financial services.

Responsibilities

• Define the strategy and roadmap for engagement and growth products tied to MAU, activation, transaction frequency and retention.
• Build a configurable promotions engine with abuse controls and cost-per-incremental-user tracking.
• Lead personalization and conversational channels (in-app assistant and WhatsApp) with responsible use of generative AI.
• Design gamification, referrals and the push and in-app nudge stack.
• Build a merchant-funded offers platform to lower incentive spend.
• Prove impact through A/B tests, run delivery with engineering squads and ensure SBP and PTA compliance.

Skills

Product management

Growth platforms

SQL

Product analytics

Experiment design

Stakeholder management

Conversational AI

Education

Bachelor's/Master's degree in CS/Engineering/Business/Economics

Job description

Title: Stream Head Growth Products
Grade: L3
Location: Islamabad
Company: JazzCash

Build the growth products that keep millions engaged with JazzCash

At JazzCash, digital financial services are more than transactions. They are the foundation that enables millions of people and businesses to pay, send, save and access financial services every day.

As Stream Head Growth Products, you will own the strategy, roadmap and delivery of the products JazzCash uses to engage, activate and retain its customers. The portfolio covers promotional products, hyper-personalization, conversational banking, gamification and referrals, in-app messaging and nudges, and merchant-funded offers.

This role sits where product management, growth and data meet. You will turn growth hypotheses into shipped, measurable products and build the reusable engagement platform that the Growth, CVM and Marketing teams run their campaigns on. You will report directly to the Head of Growth, starting as an individual contributor delivering through Product, Technology, Data and Design squads, and growing into a team of product managers as the portfolio scales.

What you’ll own

• Define the strategy and roadmap for engagement and growth products, tied to MAU, activation, transaction frequency and retention.
• Build a configurable promotions engine with abuse controls and cost-per-incremental-user tracking.
• Lead personalization and conversational channels (in-app assistant and WhatsApp), with responsible use of generative AI.
• Design gamification, referrals and the push and in-app nudge stack.
• Build a merchant-funded offers platform that lowers JazzCash’s incentive spend.
• Prove impact through A/B tests, run delivery with engineering squads, ensure SBP and PTA compliance and build a product team.

What success looks like

• Growth products move MAU, activation, transaction frequency, usage diversification and retention.
• The promotions engine lets Growth and CVM launch campaigns without new development each time, at controlled cost per incremental user.
• Personalization, conversational and nudge products reach customers in production and show measurable, attributable impact.
• Merchant-funded offers grow into a revenue line that reduces incentive spend.
• Products are delivered on time, compliant with SBP and PTA requirements and retired or redesigned if they don’t perform.
• A strong team of product managers is built as the portfolio scales.

JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.

You may be a strong fit if you

• Hold a Bachelor’s or Master’s degree in Computer Science, Engineering, Business, Economics or a related field.
• Bring 5-7 years of product management experience, including 3+ years building consumer growth products used by millions, ideally in fintech, telco, banking, e-commerce or super-apps.
• Know engagement and CLM platforms, promotions engines, personalization systems and conversational AI, with enough technical depth to work credibly with engineers.
• Are data-fluent (SQL, product analytics, experiment design) with sound judgement on incentive economics.
• Have excellent stakeholder management skills and familiarity with regulations for digital financial services.

Why JazzCash

JazzCash is Pakistan’s leading mobile financial services platform, part of the JazzWorld group, giving tens of millions of people their first real access to digital financial services - from payments and savings to credit and merchant solutions.

Here, you will build the technology backbone behind a platform that moves money for a meaningful share of Pakistan’s population - turning technical decisions into real financial inclusion at national scale.

You will not just keep the platform running. You will build what JazzCash becomes next - product by product, system by system.

Build. Secure. Scale.

As part of the JazzWorld group, a certified Top Employer, JazzCash reflects workplace standards benchmarked against leading global organizations. Our core values - Customer Obsession, Truthful, Innovation, Collaboration and Entrepreneurial - shape how we think, decide and lead.

Apply by: 31 Oct 2026