Senior Regulatory Compliance Manager – EU (Remote)

ACE Money Transfer Limited; Kharian; Remote; PKR 33,250,000 - 49,875,000; Full time

Job summary

ACE Money Transfer is seeking an experienced Regulatory Compliance Manager – EU to provide independent oversight and assurance of regulatory compliance across ACE Money Transfer Ireland Limited. You will work with the Head of AML & Compliance and Legal to implement regulatory requirements, monitor the Compliance Monitoring Plan and report findings to senior management.

The role demands deep knowledge of Irish and EU frameworks, risk-based monitoring, and the ability to challenge business

Qualifications

• Bachelor’s degree in Law, Business, Finance or a related discipline.
• 10+ years of regulatory compliance experience in financial services, preferably in payments, e-money or money remittance.
• Strong understanding of the Irish and EU regulatory frameworks that apply to regulated financial institutions.
• Experience developing and running risk-based Compliance Monitoring Plans, documenting findings and tracking remediation.
• Good knowledge of regulatory governance, consumer protection, AML/CFT and emerging regulatory developments.
• Experience in fintech or technology-driven financial services environment is an advantage.

Responsibilities

• Monitor regulatory developments and assess how they could affect the business.
• Maintain a regulatory change register and oversee timely implementation of new requirements by the relevant business owners.
• Identify emerging regulatory risks and report significant developments to senior management.
• Provide independent oversight of business activities to check compliance with applicable regulatory requirements.
• Review whether regulatory controls across business functions are adequate and effective.
• Identify compliance gaps, recommend corrective actions and monitor their implementation.
• Give compliance input on new products, processes and business initiatives.
• Develop and carry out a risk-based Compliance Monitoring Plan.
• Conduct periodic compliance reviews and testing to assess whether controls are well designed and working effectively.
• Document findings, recommend remedial actions and track them to closure.
• Report monitoring outcomes and significant compliance weaknesses to senior management and governance committees.
• Give business functions regulatory guidance and advice on compliance matters.
• Identify regulatory training needs based on monitoring findings and emerging risks.
• Support compliance awareness initiatives and promote a strong compliance culture.
• Prepare periodic compliance reports covering monitoring outcomes, regulatory risks and progress on remediation.
• Escalate material compliance breaches, control weaknesses and overdue corrective actions.

Skills

Regulatory compliance

Compliance monitoring

Regulatory governance

Education

Bachelor's degree in Law/Business/Finance

Job description

ACE Money Transfer is seeking an experienced Regulatory Compliance Manager – EU to provide independent oversight and assurance of regulatory compliance across ACE Money Transfer Ireland Limited. You will work with the Head of AML & Compliance and Legal to implement regulatory requirements, monitor the Compliance Monitoring Plan and report findings to senior management.

The role demands deep knowledge of Irish and EU frameworks, risk-based monitoring, and the ability to challenge business