Senior ERM & Risk Policy Lead

easypaisa digital bank; Islamabad; On-site; PKR 2,500,000 - 4,500,000; Full time

Job summary

easypaisa digital bank is seeking a seasoned risk professional to enhance the bank's risk architecture and ERM framework, aligning with SBP regulations and internal policies.

The role focuses on updating Credit, Liquidity, and Market Risk policies, monitoring portfolio risk, and supporting product teams for branch and branchless banking offerings while coordinating internal and SBP audits.

Qualifications

• Master’s degree or professional certification required.
• Experience in financial institutes with 7-8 years of relevant work.

Responsibilities

• Update and maintain risk architecture and framework per regulatory and internal requirements.
• Develop and formulate Risk Management Policies, Credit Policy & Procedures, Liquidity Risk Policy, Market Risk policies.
• Collaborate with product team on development and renewal of branch and branchless banking products.
• Assist in handling internal/external audits and SBP audit matters.
• Set and monitor Market Risk Limits (Duration and PVBP) and maturity gaps.
• Support liquidity ratio monitoring and major liquidity metrics.
• Identify and assess operational and ML/TF risks with heads of functions.
• Adhere to bank behaviors in all work conduct.

Skills

Risk management

ERM

Credit policy

Liquidity risk

Market risk

Education

Master’s Degree/Professional Certification/Diploma

Job description

easypaisa digital bank is seeking a seasoned risk professional to enhance the bank's risk architecture and ERM framework, aligning with SBP regulations and internal policies.

The role focuses on updating Credit, Liquidity, and Market Risk policies, monitoring portfolio risk, and supporting product teams for branch and branchless banking offerings while coordinating internal and SBP audits.