Senior Audit Manager - Transaction Banking Operations

Standard Chartered; Karachi Division; Hybrid; PKR 2,500,000 - 5,000,000; Full time

Benefits offered by this job

Competitive salary & benefits

Flexible working options

Wellbeing support

Job summary

Standard Chartered is seeking an experienced professional to lead end-to-end audit delivery across risk assessment, planning, execution and reporting. You will provide independent assurance and actionable insights to support senior management and board decisions.

The role emphasizes data analytics, stakeholder collaboration, and maintaining independence while applying sound professional judgement in a dynamic banking environment.

Qualifications

• Relevant experience in internal audit, external audit, banking operations, technology risk or controls experience; experience in banking or financial institutions is preferred.
• Professional certification such as CISA, CIA or an equivalent qualification is advantageous.
• Bachelor’s degree or higher in Finance, Accounting, Business, Information Systems, Technology, or a related discipline.

Responsibilities

• Lead and deliver risk-based audits across the payments value chain, including initiation, processing, clearing, settlement, reconciliation and exception handling, in accordance with Group Internal Audit (GIA) methodology.
• Assess governance, risk management, controls and technology risks across operations, applications, data flows and supporting infrastructure.
• Use data analytics and AI responsibly to identify patterns, test hypotheses, support audit execution and generate clear, forward-looking insights.
• Obtain sufficient, reliable and relevant evidence through walkthroughs, control testing, data analysis and stakeholder interviews.
• Develop concise audit issues that clearly articulate the condition, cause, risk implication and required outcome.
• Communicate audit conclusions accurately and promptly, providing constructive challenge where required.
• Monitor agreed actions and assess whether remediation addresses the underlying risk in a timely and sustainable manner.
• Build effective stakeholder relationships and contribute to a collaborative, high-performing audit team through knowledge sharing and coaching.
• Maintain awareness of emerging operational, technology and regulatory risks and exercise sound professional judgement and scepticism.
• Provide clear and timely reporting to relevant governance forums while maintaining independence, objectivity and confidentiality.
• Identify, escalation, mitigate and resolve risk, conduct and compliance matters effectively and collaboratively.

Skills

Internal audit

Banking operations

Technology risk

Education

Bachelor's degree or higher in Finance, Accounting, Business, Information Systems, Technology, or related

Job description

Job Summary

The role is accountable for end-to-end audit delivery, including risk assessment, planning, execution, reporting, remediation follow-up and continuous monitoring. It provides independent, risk-based assurance and clear, evidence-based insights to support senior management and Board decision-making.

Job Summary

The role is accountable for end-to-end audit delivery, including risk assessment, planning, execution, reporting, remediation follow-up and continuous monitoring. It provides independent, risk-based assurance and clear, evidence-based insights to support senior management and Board decision-making.

Key Responsibilities

• Lead and deliver risk-based audits across the payments value chain, including initiation, processing, clearing, settlement, reconciliation and exception handling, in accordance with Group Internal Audit (GIA) methodology.
• Assess governance, risk management, controls and technology risks across operations, applications, data flows and supporting infrastructure.
• Use data analytics and AI responsibly to identify patterns, test hypotheses, support audit execution and generate clear, forward-looking insights.
• Obtain sufficient, reliable and relevant evidence through walkthroughs, control testing, data analysis and stakeholder interviews.
• Develop concise audit issues that clearly articulate the condition, cause, risk implication and required outcome.
• Communicate audit conclusions accurately and promptly, providing constructive challenge where required.
• Monitor agreed actions and assess whether remediation addresses the underlying risk in a timely and sustainable manner.
• Build effective stakeholder relationships and contribute to a collaborative, high-performing audit team through knowledge sharing and coaching.
• Maintain awareness of emerging operational, technology and regulatory risks and exercise sound professional judgement and scepticism.
• Provide clear and timely reporting to relevant governance forums while maintaining independence, objectivity and confidentiality.
• Identify, escalation, mitigate and resolve risk, conduct and compliance matters effectively and collaboratively.

Qualifications

• Relevant experience in internal audit, external audit, banking operations, technology risk or controls experience; experience in banking or financial institutions is preferred.
• Professional certification such as CISA, CIA or an equivalent qualification is advantageous.
• Bachelor’s degree or higher in Finance, Accounting, Business, Information Systems, Technology, or a related discipline.

About Standard Chartered

We're a global bank connecting clients to our differentiated network, offering growth opportunities in the world's most dynamic markets. Our strategy, which combines cross-border capabilities and leading wealth management expertise, helps us deliver our purpose - to drive commerce and prosperity through our unique diversity.

Over our 170-year history, and across a unique geographical footprint connecting Asia, Africa and the Middle East to each other and the world, we've built a bank like no other, with diverse capabilities and partnerships that set us apart.

What We Offer

• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies.
• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global employee assistance programme, sick leave, mental health first-aiders and self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.

Visit our careers website to learn more about us: www.sc.com/careers.