Regional Microfinance Growth Manager

Tata Capital; Gilgit Division; On-site; PKR 240,000 - 420,000; Full time

Job summary

Tata Capital in Gilgit-Baltistan seeks a microfinance sales officer to drive disbursement targets, manage delinquency, and expand market reach. The role focuses on identifying suitable Joint Liability Groups, building client relationships, and guiding a team across territories for deeper penetration.

Candidates should have graduate qualifications, strong sales aptitude, and understanding of microfinance concepts.

Qualifications

• Graduate in any discipline (required).
• Strong customer service orientation and ability to handle clients.
• Good communication and negotiation skills for microfinance sales.

Responsibilities

• Achieve disbursement targets with low delinquency.
• Identify Joint Liability Groups and disburse loans to suitable customers.
• Manage a field team across territories for market penetration.
• Assess potential client base and expand operations geographically.
• Handle disbursement, repayment and delinquency management with daily/weekly collections targets.
• Follow up on disbursed loans, especially late payments.
• Conduct regular field visits and centre meetings with loan applicants.
• Maintain portfolio quality by tracking delinquencies and frauds.
• Build strong client relationships and promote the brand.
• Ensure regular meetings and visits to centres.

Skills

Relationship management

Business sourcing

Sales flair

Education

Graduate in any discipline

Job description

Tata Capital in Gilgit-Baltistan seeks a microfinance sales officer to drive disbursement targets, manage delinquency, and expand market reach. The role focuses on identifying suitable Joint Liability Groups, building client relationships, and guiding a team across territories for deeper penetration.

Candidates should have graduate qualifications, strong sales aptitude, and understanding of microfinance concepts.